Woman Accounts

Values

Values Directors and employees of the Bank shall always be guided by the following values: Respect for people Relationships of Trust Service to Customers Simplicity in Everything Culture of Ownership Communication & Cooperation Brief description of each of the above-mentioned values is given below: Respect for People We must treat our colleagues, customers, and all other persons who come into contact with us with utmost respect, courtesy, and decency. Relationships of Trust We must be worthy of the trust of people who work or do business with us. Trust is earned by acting with honesty, fairness, and prudence in all dealings and in all circumstances. Keeping promises is an essential element of trust. Service to Customers We must provide the best possible

Business Banking

Current Accounts Saving Accounts Term Deposit Financing Facilities Trade Finance Facilities Employee Banking Solutions ISME Banking Ways to Bank Bank Accounts AL Habib Islamic Business Banking offers a range of Bank Accounts to meet your personal needs. Compare and choose the account that suits your needs with the peace of mind that your money is handled in a Shariah compliant way.

Trade Finance Facilities

We provide technical assistance to our customers for all type of trade businesses. Based on various modes of Islamic Finance, the facilities have been provided to suit the trade needs of customers. We provide solutions of all trade needs. Trade Services Bank AL Habib Ltd has been offering its expertise and experience in Trade Finance to its customers since its inception. It is one of the leading Trade Finance bank of Pakistan. The bank maintains a global network of correspondent banks in addition to its network of local and overseas offices; which are strategically placed to support the domestic, regional and global trade finance requirements of its customers. It provides entire range of trade finance services which includes import and export activities such as issuing of Letters of Credit, purchasing export documents, providing guarantees and other support services to facilitate your trading business needs. Assistance We assist businesses to trade overseas securely and cost effectively. We offer import and export businesses access to guarantees, global payments, trade finance and foreign exchange services, as well as providing expert technical assistance to help you gain from international opportunities. Import Facility Imports in Pakistan by establishing Letter of Credits (LCs). Handle impo

Roshan Samaaji Khidmat

Refinancing Facility for SME Modernization

About Scheme Small and Medium Enterprises (SMEs) play an important role in creation of employment opportunities, economic growth and poverty reduction. In order to encourage SMEs to modernize their factories for producing quality products and to meet their power shortages, State Bank of Pakistan (SBP) has introduced Refinance Facility for Modernization of SMEs. Bank AL Habib SME Banking provides proactive, quick and quality services by simplifying procedure and reducing turnaround time for lending to the SMEs so you can continue your activities on a fast track. Qualified staff in our branches is there to help and support you on procedures for borrowing and make it convenient for you. Easy & Low Cost Financing Facility is available for flexible tenors up to maximum of 10 years. It can be availed for setting up new SMEs, for purchase of local or machinery and new generators. Financing Tenor 10 Years (6 months grace period) Mark Up Rate 6% Per Anum Financing Facility for SME Borrowers New Machinery Financing For Local purchase/import of new machinery for BMR of existing units Generators Financing Setting up ne

Declaration of Profit

Declaration of Profit on various Deposits for the Month ended May 31, 2025 Bank AL Habib Limited – Islamic Banking Division has declared the following Profit Rates: S. # Products Profit Rates 1 AL Habib Savings Deposit 8.31% 2 AL Habib Woman Islamic Savings Account 9.50% 3 AL Habib Woman Islamic Asaan Savings Account 9.50% 4 AL Habib Woman Islamic Digital Savings Account 9.50% 5 AL Habib Woman Islamic Asaan Digital Savings Account 9.50% 6 AL Habib Islamic Armed Forces Pensioner Savings Account (profit paid monthly) 8.31% 7 AL Habib Islamic Armed Forces Savings Account 8.31% 8 AL Habib Islamic Asaan Savings Account 8.31% 9 AL Habib Islamic Asaan Digital Savings Account 8.31% 10 AL Habib Islamic Digital Savings Account 8.31% 11 AL Habib Islamic Asaan Remittance Account 8.31% 12 AL Habib Islamic Remit Saving Account 8.31% 13 AL Habib Islamic Remit Digital Saving Account 8.31% 14 AL Habib Islamic Freelancer Account Savings 8.31% 15 AL Habib Islamic Freelancer Digital Account Savings 8.31% 16 Mahana Amdani Savings Account 8.31% 17 Al Habib Islamic Income Plus 0 - 499,999 8.48% 18 Al Habib Islamic Income Plus 500,000 - 999,999 8.50% 19 Al Habib Islamic Income Plus 1,000,000 - 2,499,999 8.55% 20 Al Habib Islamic Income Plus 2,500,000 - 4,999,999 8.60% 21 Al Habib Islamic Income Plus 5,000,000 - 9,999,999 8.65% 22 Al Habib Islamic Income Plus 10,000,000 - 24,999,999 8.65% 23 Al Habib Islamic Income Plus 25,000,000 - 49,999,999 8.65% 24 Al Habib Islamic Income Plus 50,000,000 - 99,999,999 8.65% 25 Al Habib Islamic Income Plus 100,000,000 - 199,999,999 8.65% 26 Al Habib Islamic Income Plus 200,000,000 - 499,999,999 9.00% 27 Al Habib Islamic Income Plus 500,000,000 & above 9.00% 28 Roshan Digital Savings Account 8.31% 29 AL Habib Tijarat Account (Current Remunerative) 0.01% 30 AL Habib Apna Individual Account (Current Remunerative) 0.01% 31 AL Habib Pay AC 0.01% 32 AL Habib Pay Plus AC 0.01% 33 AL Habib Islamic Young Savers Account 8.31% 34 AL Habib Islamic Senior Citizen Account (profit paid monthly) 9.00% 35 Term Deposit One Year Senior Citizen Account (profit paid monthly) 9.50% 36 Term Deposit - 7 Days 3.34% 37 Term Deposit - 1 month (1 - 9,999,999) 7.50% 38 Term Deposit - 1 month (10,000,000 - 24,999,999) 7.75% 39 Term Deposit - 1 month (25,000,000 - 49,999,999) 8.00% 40 Term Deposit - 1 month (50,000,000 - 99,999,999) 8.25% 41 Term Deposit - 1 month (100,000,000 & above) 8.50% 42 Term Deposit - 3 months (1 - 9,999,999) 8.00% 43 Term Deposit - 3 months (10,000,000 - 24,999,999) 8.25% 44 Term Deposit - 3 months (25,000,000 - 49,999,999) 8.50% 45 Term Deposit - 3 months (50,000,000 - 99,999,999) 8.75% 46 Term Deposit - 3 months (100,000,000 & above) 9.00% 47 Term Deposit - 6 months (1 - 9,999,999) 8.70% 48 Term Deposit - 6 months (10,000,000 - 24,999,999) 8.90% 49 Term Deposit - 6 months (25,000,000 - 99,999,999) 9.10% 50 Term Deposit - 6 months (100,000,000 & above) 9.30% 51 Term Deposit - 1 year (profit paid monthly) 9.50% 52 Term Deposit - 1 year - (1 - 9,999,999) (profit paid at maturity) 10.00% 53 Term Deposit - 1 year - (10,000,000 - 24,999,999) (profit paid at maturity) 10.25% 54 Term Deposit - 1 year - (25,000,000 - 49,999,999) (profit paid at maturity) 10.50% 55 Term Deposit - 1 year - (50,000,000 - 199,999,999) (profit paid at maturity) 10.75% 56 Term Deposit - 1 year - (200,000,000 & above) (profit paid at maturity) 11.00% 57 Term Deposit - 3 years (profit paid monthly) 5.49% 58 Term Deposit - 3 years - (1 - 9,999,999) 5.53% 59 Term Deposit - 3 years - (10,000,000 - 24,999,999) 5.64% 60 Term Deposit - 3 years (25,000,000 - 49,999,999) 5.64% 61 Term Deposit - 3 years (50,000,000 - 199,999,999) 5.64% 62 Term Deposit - 3 years (200,000,000 & above) 5.64% 63 Term Deposit - 5 years (profit paid at maturity) 5.20% 64 IFRE (Islamic Finance for Renewable Energy) 2.46% 65 ILTFF – 10 years (Textile) 2.14% 66 ILTFF – 5 years (Textile) 5.88% 67 ILTFF – 3 years (Textile) 5.34% 68 ILTFF – 10 years (Non-Textile) 2.94% 69 ILTFF – 5 years (Non-Textile) 4.11% 70 ILTFF – 3 years (Non-Textile) 2.72% 71 ITERF – (Islamic Temporary Economic Re-Finance) 1.01% 72 SBP - Islamic Refinance for Modernization of SMEs 2.14% 73 SBP - Islamic Financing Facility for Storage Product (IFFSAP) 2.46% 74 IB AL Habib Signature Account 0.01%   Foreign Currency-USD S. # Product Profit Rates 1. Saving Account USD (0-4,999)1.00% 2. Saving Account USD (5,000-9,999) 1.24% 3. Saving Account USD (10,000-24,999) 1.46% 4. Saving Account USD (25,000-99,999) 1.77% 5. Saving Account USD (100,000 & Above)2.05% 6. Roshan Digital Saving Account USD (0 - 4,999) 1.00% 7. Roshan Digital Saving Account USD (5,000 - 9,999) 1.24% 8. Roshan Digital Saving Account USD (10,000 - 24,999) 1.46% 9. Roshan Digital Saving Account USD (25,000 - 99,999) 1.77% 10. Roshan Digital Saving Account USD (100,000 & Above) 2.05% Foreign Currency- EURO & GBP S. # Product Profit Rates 1. Saving Account EURO & GBP (0-4,999) 0.83% 2. Saving Account EURO & GBP (5000-9,999) 1.02% 3. Saving Account EURO & GBP (10,000-24,999) 1.54% 4. Saving Account EURO & GBP (25,000-99,999) 1.76% 5. Saving Account EURO & GBP (100,000 & Above) 1.95% 6. Roshan Digital Saving Account EURO & GBP (0 - 4,999) 0.83% 7. Roshan Digital Saving Account EURO & GBP (5,000 - 9,999) 1.02% 8. Roshan Digital Saving Account EURO & GBP (10,000 - 24,999) 1.54% 9. Roshan Digital Saving Account EURO & GBP (25,000 - 99,999) 1.76% 10. Roshan Digital Saving Account EURO & GBP (100,000 & Above) 1.95% The above declared profit rates have been approved by the Resident Shariah Board Member (RSBM).

Business Dealings

Business Dealings We fulfill our commitments towards our customers and shareholders as their custodians so as to further strengthen their trust in us. We conduct all business dealings with integrity, prudence, fairness, and courtesy. We aim to ensure that the interests of the Bank, its customers, shareholders, and employees are safeguarded and corporate objectives and strategies are implemented. We must continually upgrade and expand our products and services to support the Bank’s growth and to anticipate and meet the changing requirements of our customers. We shall avoid all such activities in which our personal interests conflict with the interests of the Bank, its customers and shareholders, and shall ensure ethical handling of any actual or apparent conflict of interest. We shall always endeavor to contribute towards the betterment, development, and growth of the Bank.

Customer Security Awareness

Introduction For the Netbanking Customers of Bank AL Habib, an extensive Customer Awareness Programme has been established to make our customers aware of initiatives undertaken by the Bank to facilitate its customers in enjoying secure internet banking. Security Tips Latest Internet Threats Identity Theft SIM Replacement Social Media Keystroke Capturing Social Engineering From time to time, Bank AL Habib will also issue updated guidelines and alerts for the continued security of our customers while using the Netbanking services. These guidelines/alerts are formulated both in English and Urdu for your convenience, and c

Downloads

Financial Reports A glance at Bank AL Habib`s performance over the years View More Forex Rates For our valuable customers, Forex Rates are only a click away.  Download Schedule of Charges Stay up to date by reviewing our semi-annual schedule of charges View More