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Islamic Current Account
Catering to your personal needs
AL Habib Islamic Current Account gives you unlimited access to your account with no restrictions on withdrawals. Stay assured that your money is handled in a Shariah-compliant manner and you enjoy complete control over your cash flows with a host of free benefits.
Enjoy the exclusive benefits
Non-profit earning account based Islamic Principles of Qard
Joint Account Holder facility up to four individuals
Mobile Banking & SMS Alert facility
Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
Free Online Banking
Free Cheque Book*
Free Banker’s Cheque*
Free Paypak Debit Card (Default)*
Free Internet Banking and Mobile Banking
Free E-Statement
*On maintaining minimum monthly average balance of PKR 25,000/-OR equivalent for FCY.
Note: Customers may also opt for other available Debit Card Schemes i.e Visa/Union Pay etc, charges will be applicable as per prevailing Schedule of Bank Charges. Further, for products offering first free Cheque Book, customers will be issued Cheque Book containing 10 leaves.
Open a Islamic Current Account
For account opening, you may visit nearest Bank AL Habib Islamic Branch or download and submit duly completed Account Opening Form (available online) with all supporting documents at any Bank AL Habib Islamic Branch.
Click here to download Rules/Islamic Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing islamic schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required For Partnership Accounts
- CNIC copy of all partners (verified)
- Rubber Stamp
- Request for Opening of Account on letter head
- Partnership Letter on Letter Head (Signed by all partners)
- Partnership Deed (verified)
- Attested copy of Registration Certificate issued by Registrar of Firms in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
- NTN Copy (verified)
- Documents Required For Company Accounts
- Certificate of Incorporation (attested by company secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (attested by company secretary and SECP)
- List of Directors (attested by company secretary).
- Copy of CNIC’S of all Directors (attested by company secretary).
- NTN Certificate (attested).
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification.
- All documents must be attested by company secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
