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Islamic Current Account
Catering to your personal needs
AL Habib Islamic Current Account gives you unlimited access to your account with no restrictions on withdrawals. Stay assured that your money is handled in a Shariah-compliant manner and you enjoy complete control over your cash flows with a host of free benefits.
Enjoy the exclusive benefits
Non-profit earning account based Islamic Principles of Qard
Joint Account Holder facility up to four individuals
Mobile Banking & SMS Alert facility
Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
Free Online Banking
Free Cheque Book*
Free Banker’s Cheque*
Free Paypak Debit Card (Default)*
Free Internet Banking and Mobile Banking
Free E-Statement
* Customer can avail free Pay Pak debit card on condition of maintaining minimum monthly average balance of PKR 25,000/-. However, they can also opt for Visa or Union Pay debit card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our current accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- Account holder is not eligible for Free Life Insurance in this account..
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Current Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required For Partnership Accounts
- CNIC copy of all partners (verified)
- Rubber Stamp
- Request for Opening of Account on letter head
- Partnership Letter on Letter Head (Signed by all partners)
- Partnership Deed (verified)
- Attested copy of Registration Certificate issued by Registrar of Firms in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
- NTN Copy (verified)
- Documents Required For Company Accounts
- Certificate of Incorporation (attested by company secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (attested by company secretary and SECP)
- List of Directors (attested by company secretary).
- Copy of CNIC’S of all Directors (attested by company secretary).
- NTN Certificate (attested).
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification.
- All documents must be attested by company secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
