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AL Habib Islamic Freelancer Savings Account
With AL Habib Islamic Freelancer Savings Account, freelancers can enjoy the benefits of a full-fledged banking experience, including attractive monthly returns. The account aims to meet the banking needs of freelancers by offering a combination of innovative and competitive features.
Enjoy the exclusive benefits
No Initial Deposit Requirement
Debit Card Facility
Free First Cheque Book (10 Leaves)
Free Bankers Cheques (up to 3 per month)
SMS Alerts Facility
Free Online Banking
Free Life Takaful*
Free IBFT through Raast
Monthly Profit Payout
Profit calculated on Monthly Average Balance
Free AL Habib Mobile & Netbanking Facility
No Minimum Balance Requirement
Retain your Foreign Currency in Exporter's Special Foreign Currency Account*
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- Claim is eligible after 30 Days of Account Opening.
- Claims payable on 90 Days of Average Balance in Account.
- Maximum Claim on Accidental Death - PKR 4 million.
- Maximum Claim on Natural Death / Permanent Disability - PKR 2 million.
- In a Joint Account, any one of the account holders is covered.
- Age Limit - 18 to 60 Years.
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a AL Habib Islamic Freelancer Savings Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Any of the following documents may be used for proof of identity
- Scanned copy of original ID card (CNIC/ NICOP/ POC) or record of NADRA verification. Undertaking that the source of funds is freelance activities.
- Undertaking to confirm beneficial ownership of funds/ controlling rights and other information provided during the opening of account.
- FATCA/CRS declarations, if required.
- Acceptance of Terms and Conditions (T&Cs) and consent to use the information/ documents provided for due diligence and supervisory functions.
Remit Account
AL Habib Remit Account facilitates in receiving remittances directly into your account from your loved ones abroad through safety and convenience. The account offers various value added features.
Enjoy the exclusive benefits
FREE Life Takaful*
FREE E-Statements
FREE AL Habib Mobile & Netbanking Facility
No Initial Deposit Requirement
Local Credits are Allowed
SMS Alert Facility
Monthly Profit Payout
FREE PayPak Debit Card*
* Term & Conditions apply
You can also open this account online through AL Habib Digital Account.
Note: Minimum Monthly average balance requirement of PKR 5,000 to avail Free PayPak Debit Card, First Cheque Book & Life Takaful.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- The minimum eligibility age will be 18 years and the maximum 60 years..
- New accounts eligible after 30 days of account opening..
- In case of a joint account, any one of the account holders will be covered..
- Takaful coverage for death and disability is also PKR 250,000/-..
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Remit Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Any one of the following documents may be used as a proof of identity
- Computerized/Smart National Identity Card (CNIC/SNIC)
- National Identity Card for Overseas Pakistanis (NICOP)
- Pakistan Origin Card
For Residents:
- Proof of Income document
- Proof of Remittance (e.g. Remittance Slip / PRC etc.)
- FATCA/CRS forms (if applicable)
- Self-declaration for house wife/students
For Non/Residents (Joint Account Holder):
- Valid Passport and Visa
- FATCA/CRS forms
- Proof of Income document
- Non/Resident undertaking (jointly signed)
- All documents to be attested by Foreign Commission/Consulate
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Islamic Income Plus Account
Your Premium Savings Account
You don’t have to compromise your needs today while planning for tomorrow. With our Shariah-compliant AL Habib Islamic Income Plus Account, get Shariah compliant profit every month while you save for the future.
| Declared Profit Rates for August 2024 | |
|---|---|
| Islamic Income Plus Account - (0 - 499,999) | 9.86% |
| Islamic Income Plus Account - (500,000 - 999,999) | 10.67% |
| Islamic Income Plus Account - (1,000,000 - 2,499,999) | 12.11% |
| Islamic Income Plus Account - (2,500,000 - 4,999,999) | 13.12% |
| Islamic Income Plus Account - (5,000,000 - 9,999,999) | 13.31% |
| Islamic Income Plus Account - (10,000,000 - 24,999,999) | 13.71% |
| Islamic Income Plus Account - (25,000,000 - 49,999,999) | 14.07% |
| Islamic Income Plus Account - (50,000,000 - 99,999,999) | 14.58% |
| Islamic Income Plus Account - (100,000,000 - 199,999,999) | 14.83% |
| Islamic Income Plus Account - (200,000,000 - 499,999,999) | 15.03% |
| Islamic Income Plus Account - (500,000,000 & Above) | 16.01% |
Enjoy the exclusive benefits
Preferential profit rates on Premium Saving Account
No Initial Deposit or Minimum Balance Requirement
Profit will be calculated on Average Monthly Balance
Free PayPak Debit Card Issuance
Free Supplementry Debit Card Issuance
Free Life Takaful
Free Cheque Book (First)
Free Lockers*
Free AL Habib Mobile & Netbanking Facility
Free E-Statement
Free Banker's Cheque
Free Online Banking
Available for Individual Single and Joint, Corporate, SME, Provident and Pension Fund accounts
* Terms and Conditions Apply
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- New accounts eligible after 30 continuous days of opening of account.
- Claims payable on the basis of 90 days of average balance in customer account.
- Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million.
- Maximum claim payable on Accidental Death - PKR 4 Million.
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Income Plus Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documentation For Resident Account
For Individual Accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with a verified copy
- Propitiatory rubber stamp
- Copy of NTN (Attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (Wherever Applicable.)
- Request for Opening of Account on letter head
- Documentation For Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip or Source of income is required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on "form QA-22" is obtained.
Islamic Armed Forces Pensioner Savings
“AL Habib Islamic Armed Forces Pensioner Savings Account” facilitates Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with host of free and value added services.
Enjoy the exclusive benefits
Free PayPak ATM/Debit Card
Free Cheque Book
Free Internet Banking / Mobile Banking
Free e-Statements
Individual single account only
No Initial deposit or minimum balance requirement
No charges on opening and closure of account
SMS Alerts Facility
Banker’s Cheques Facility (Pay Orders)
Online Banking Facility
Higher return on Savings Account
Bi-annual profit payout & calculated on monthly average balance
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- Account holder is not eligible for Free Life Takaful in this account..
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Armed Forces Pensioner Savings
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Following relevant documents are required from customer
- Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport.
- Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification.
- PPO - Pension Payment Order (Optional)
- Pension Book and Pension Certificate (Optional)
- Non-Marriage certificate (if applicable)
- Life certificate / Non-Marriage certificate after every six months on or before 10th March and on or before 10th Sept). In case of widow/widower, unmarried daughter or sister, a Non-marriage certificate will be submitted by the pensioner in addition of Life/ survival certificate.
- Zakat declaration on Bond Paper or attested copy of duly executed affidavit (In case of Zakat exemption by Muslim)
- In case of Non-Muslim exemption from Zakat declaration on plain paper
- Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form
- Photocopy of Option form duly signed by the pensioner as per Instruction Circular No. 202 dated December 11, 2014.
- FIU watch list and Debarred Screen shots.
- Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency)
- Indemnity Form on judicial paper of PKR 50(fifty) irrespective of monthly pension drawn to keep the bank indemnified about liabilities with all sums of money whatsoever including additional amount of his/her Pension Account. The pensioner would further undertake that his/her legal heirs, successors, executors shall be liable to refund excess amount, if any, credited this/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount
Fee & Charges will be levied according to bank`s prevailing schedule of charges. All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Islamic Mahana Amdani Savings Account
Let your savings add to your monthly income with monthly profit payout in Bank AL Habib Mahana Amdani Savings Account.
Enjoy the exclusive benefits
Based on Islamic principles of Mudarabah
Profit will be paid on monthly basis
Profit will be calculated on monthly average balance
No Restrictions on Withdrawals
ATM/Debit Card (PayPak-Default Card)*
Free Online Banking
Free E-Statement
Free Internet & Mobile Banking
Free Life Takaful***
* Customer can avail free services and PayPak Debit card on the condition of maintaining a minimum monthly average balance of PKR 25,000/-, However, you can also opt for a Visa or UnionPay card charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- New accounts eligible after 30 continuous days of opening of account.
- Claims payable on the basis of 90 days of average balance in customer account.
- Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million.
- Maximum claim payable on Accidental Death - PKR 4 Million.
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Mahana Amdani Savings Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documentation For Resident Account
For Individual Accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with a verified copy
- Propitiatory rubber stamp
- Copy of NTN (Attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (Wherever Applicable.)
- Request for Opening of Account on letter head
- Documentation For Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip or Source of income is required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on "form QA-22" is obtained.
Islamic Apna Individual Account
A personal relationship of caring and trust
Let us take care of your family if you are unable to, due to Accidental Death or Permanent Disability. With our Shariah-compliant AL Habib Islamic Apna Individual Account, get Shariah compliant profit with free Takaful coverage.
Enjoy the exclusive benefits
Deposits are accepted on Islamic principles of Mudarabah
No restriction on number of transactions
No minimum balance requirement
Profit will be calculated on monthly average balance
Profit payout is bi-annually i.e. in January and July
Withholding tax on profits and Zakat will be applicable as per laws
Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
Free Online Banking
Free Cheque Book*
Free Internet banking
Free E-Statement
Free Paypak Debit Card (Default)*
Mobile Banking & SMS alerts facility
Free Life Insurance coverage under Takaful applicable with terms and conditions
* Customer can avail free Pay Pak debit card and Cheque Book on condition of maintaining minimum monthly average balance of PKR 25,000/-. However, they can also opt for Visa or Union Pay debit card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- New accounts eligible after 30 continuous days of opening of account.
- Claims payable on the basis of 90 days of average balance in customer account.
- Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million.
- Maximum claim payable on Accidental Death - PKR 4 Million.
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Apna Individual Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documentation For Resident Account
For Individual Accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
- Documentation For Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip or a verifiable source of income required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories:
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on “form QA-22” is obtained.
Islamic Savings Account
Now earn Shariah compliant profit with peace of mind
With our Shariah compliant AL Habib Islamic Savings Account, get a profit with peace of mind and save for the future.
Enjoy the exclusive benefits
Based on Islamic principles of Mudarabah
Joint account holder facility (up to 4 individuals)
Profit will be calculated on monthly average balance
Profit payout on bi Annual basis i.e. in July and January
No minimum balance requirement
Withholding Tax on profit & Zakat will be applicable as per laws
Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
Free Online Banking
Free E-Statement
Free Paypak Debit Card (Default)*
Free Internet Banking
Mobile Banking and SMS alert facility
Free Life Insurance coverage under Takaful applicable with terms and conditions
* Customer can avail free Pay Pak debit card on condition of maintaining minimum monthly average balance of PKR 25,000/-. However, they can also opt for Visa or Union Pay debit card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- New accounts eligible after 30 continuous days of opening of account.
- Claims payable on the basis of 90 days of average balance in customer account.
- Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million.
- Maximum claim payable on Accidental Death - PKR 4 Million.
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Savings Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documentation For Resident Account
For Individual Accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with a verified copy
- Propitiatory rubber stamp
- Copy of NTN (Attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (Wherever Applicable.)
- Request for Opening of Account on letter head
- Documentation For Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip or Source of income is required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on "form QA-22" is obtained.
Islamic Senior Citizen Account
Growing old has its privileges
Let AL Habib Islamic Senior Citizen Account take care of your banking and financial needs in a Shariah-compliant manner. The account offers Shariah compliant monthly profit and helps you live your golden years with pride, financial independence, ease and convenience.
Enjoy the exclusive benefits
Based on Islamic principles of Mudarabah
Joint Account Holder facility (up to 4 individuals)
No minimum balance requirement.
Primary account holder must be a Senior Citizen i.e. at least 60 years of age
Minor cannot be joint holder
No restrictions on withdrawls
Profit will be calculated on monthly average balance
Profit payout on monthly basis
Withholding tax on profit and zakat will be applicable as per laws
Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
Free Online Banking
Free Cheque Book*
Free Banker’s Cheques
Free Internet banking
Free E-Statement
Free ATM/Debit Card (PayPak / UnionPay)
Mobile Banking & SMS alert facility
* Customer can avail free Pay Pak debit card and Cheque Book on condition of maintaining minimum monthly average balance of PKR 25,000/-. However, they can also opt for Visa or Union Pay debit card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- Account holder is not eligible for Free Life Takaful in this account..
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Senior Citizen Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
For Individual Accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
- Documentation for Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip Or Source of income required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on “form QA-22” is obtained.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Also Available
Islamic Senior Citizen 1-Year Term Deposit
AL Habib Islamic Senior Citizen Term Deposit lets you earn high profits when you keep your savings for a fixed term of 1-year. No more temptation to use the principal, just enjoy the monthly profits.
Learn MoreIslamic Asaan Remittance Savings Account
An easy to open account for receiving money directly from abroad into your account
Open AL Habib Islamic Asaan Remittance Savings Account and receive your money from abroad directly in your savings account. See your savings grow by earning Shariah compliant profit. Sending and receiving money is free, fast and safe. Account is easy to open with a simplified one-page account opening form. This account is for individuals only (Single/ Joint)
Enjoy the exclusive benefits
For the unbanked/under banked populations receiving Home Remittances only from family members residing abroad
Simple and easy account opening with minimum requirements
Account is for individuals, resident Pakistani nationals only
Cash withdrawal limit of Rs. 500,000 per day
Transfer limit of Rs. 500,000 per day
Total Credit Balance Limit of Rs. 3,000,000/-
Free Cheque Book*
Free e-statements
Mobile Banking & SMS Alert Facility
Free ATM/Debit Card (PayPak)*
Free Life Takaful facility up to PKR 2 Million applicable with terms and conditions*
Free Internet Banking
Free Online banking
Deposits accepted on principle of Mudarabah
Profit will be calculated on monthly average balance
Direct and instant credit to the account
Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
Local Credits of Rs. 1,000,000/- per month
* Customer can avail free Pay Pak debit card and Cheque Book on condition of maintaining minimum monthly average balance of PKR 25,000/-. However, they can also opt for Visa or Union Pay debit card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- New accounts eligible after 30 continuous days of opening of account.
- Claims payable on the basis of 90 days of average balance in customer account.
- Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million.
- Maximum claim payable on Accidental Death - PKR 4 Million.
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Asaan Remittance Savings Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
Any one of the following documents may be used as a proof of identity:
- Computerized/Smart National Identity Card (CNIC/SNIC).
- National Identity Card for Overseas Pakistanis (NICOP).
- Passport copy (for non-residents).
- Child Registration Certificate/B-Form /Student ID card (For Minor).
Islamic Young Savers Account
Make Saving Fun and let them learn the benefits
AL Habib Islamic Young Savers Account helps develop the habit of savings in Young Pakistanis under the guardianship of Parents. Make them part of savings for their future financial needs. They earn Shariah compliant profits based on Islamic principles and see their savings grow.
Enjoy the exclusive benefits
The account can be opened with as little as PKR. 5/=.
Profit calculated on monthly average balance
The account will be operated by Parents/Guardian
ATM with cash withdrawal limit of Rs.2,000/- in a calendar year may be allowed if authorized by parents/guardians
A special account for Young Savers below 18 years of age
Based on Islamic Principles of Mudarabah
No minimum balance requirement
No restrictions on the number of monthly withdrawals
Upon reaching adulthood (18 years of age), the account balance will be transferred to a new account after completion of required account opening and operating formalities
Withholding Tax on profits and Zakat will be applicable as per laws
Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
Free ATM Cards available for Young Savers’ parents/guardians with cash withdrawal limit Rs.2,000/-
Free Online Banking/Cheque Book
Free Banker’s Cheque/ Free E-Statement
Mobile Banking and SMS alerts facility
Withholding Tax on profits and Zakat will be applicable as per laws
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- Account holder is not eligible for Free Life Takaful in this account..
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Young Savers Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
Any one of the following documents may be used as a proof of identity
- Computerized/Smart National Identity Card (CNIC/SNIC) of Guardian.
- National Identity Card for Overseas Pakistanis (NICOP)
- Proof of income or salary certificate
- In case of salaried person, copy of service/employee card
- Child Registration Certificate/B-Form /Student ID card (For Minor)
- Documentation for Non-resident Account
For salaried individual, Job Card / Job Letter or Salary Slip Or Source of income required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA
- Pakistan Origin Card (POC) issued by NADRA.
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Profit Rate
The rate of profit on savings accounts are subject to change from time to time.
Islamic Asaan Saving Account
Opening a Shariah compliant account was never so easy
If you are a Pakistani national and have never opened a bank account before, AL Habib Islamic Asaan Saving Account is just for you. Easy to open, it is loaded with value added features and free benefits.
Enjoy the exclusive benefits
One Page Account Opening Form
Account can be opened with PKR 5/- only
Deposit are accepted on Mudarabah basis
Profit will be calculated on monthly average balance
No minimum balance requirement
No restriction on number of transactions
Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
Free Online Banking
Free Cheque Book*
Free Internet Banking
Free E-Statement
Free ATM/Debit Card (PayPak / UnionPay) *
Mobile Banking and SMS alert facility
Withholding tax on Profit and Zakat will be applicable as per laws
Takaful based Life Insurance coverage*
Maximum Credit Balance Limit of Rs. 1,000,000/-
Total Debit per month of Rs.1,000,000/-
* Customer can avail free Pay Pak debit card and Cheque Book on condition of maintaining minimum monthly average balance of PKR 25,000/-. However, they can also opt for Visa or Union Pay debit card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving accountholders. Salient features of this Takaful policy are as under:
- Salient features of this Takaful policy are as under
- New accounts eligible after 30 continuous days of opening of account.
- Claims payable on the basis of 90 days of average balance in customer account.
- Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million.
- Maximum claim payable on Accidental Death - PKR 4 Million.
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
The Takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural Death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Asaan Saving Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to Bank`s prevailing schedule of charges.
Taxes & Zakaat will be applicable as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
For Individual Accounts
- Original CNIC along with a verified
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with a verified copy
- Propitiatory rubber stamp
- Copy of NTN (attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (wherever applicable.)
- Request for Opening of Account on letter head
