Declaration of Profit

Declaration of Profit on various Deposits for the Month ended November 30, 2024

Bank AL Habib Limited – Islamic Banking Division has declared the following Profit Rates:

S. #	Products	Profit Rates
1	AL Habib Savings Deposit	8.00%
2	AL Habib Woman Islamic Savings Account	14.00%
3	AL Habib Woman Islamic Asaan Savings Account	14.00%
4	AL Habib Woman Islamic Digital Savings Account	14.00%
5	AL Habib Woman Islamic Asaan Digital Savings Account	14.00%
6	AL Habib Islamic Armed Forces Pensioner Savings Account (profit paid monthly)	9.76%
7	AL Habib Islamic Armed Forces Savings Account	8.00%
8	AL Habib Islamic Asaan Savings Account	8.00%
9	AL Habib Islamic Asaan Digital Savings Account	9.76%
10	AL Habib Islamic Digital Savings Account	9.76%
11	AL Habib Islamic Asaan Remittance Account	8.00%
12	AL Habib Islamic Remit Saving Account	9.76%
13	AL Habib Islamic Remit Digital Saving Account	9.76%
14	AL Habib Islamic Freelancer Account Savings	8.00%
15	AL Habib Islamic Freelancer Digital Account Savings	13.25%
16	Mahana Amdani Savings Account	7.75%
17	Al Habib Islamic Income Plus 0 - 499,999	8.00%
18	Al Habib Islamic Income Plus 500,000 - 999,999	8.50%
19	Al Habib Islamic Income Plus 1,000,000 - 2,499,999	9.00%
20	Al Habib Islamic Income Plus 2,500,000 - 4,999,999	9.50%
21	Al Habib Islamic Income Plus 5,000,000 - 9,999,999	10.00%
22	Al Habib Islamic Income Plus 10,000,000 - 24,999,999	10.75%
23	Al Habib Islamic Income Plus 25,000,000 - 49,999,999	10.75%
24	Al Habib Islamic Income Plus 50,000,000 - 99,999,999	10.75%
25	Al Habib Islamic Income Plus 100,000,000 - 199,999,999	10.75%
26	Al Habib Islamic Income Plus 200,000,000 - 499,999,999	10.75%
27	Al Habib Islamic Income Plus 500,000,000 & above	10.75%
28	Roshan Digital Savings Account	9.76%
29	AL Habib Tijarat Account (Current Remunerative)	0.02%
30	AL Habib Apna Individual Account (Current Remunerative)	0.02%
31	AL Habib Pay AC	0.02%
32	AL Habib Pay Plus AC	0.02%
33	AL Habib Islamic Young Savers Account	9.00%
34	AL Habib Islamic Senior Citizen Account (profit paid monthly)	14.51%
35	Term Deposit One Year Senior Citizen Account (profit paid monthly)	14.50%
36	Term Deposit - 7 Days	5.01%
37	Term Deposit - 1 month (1 - 9,999,999)	8.00%
38	Term Deposit - 1 month (10,000,000 - 24,999,999)	8.30%
39	Term Deposit - 1 month (25,000,000 - 49,999,999)	8.60%
40	Term Deposit - 1 month (50,000,000 - 99,999,999)	8.80%
41	Term Deposit - 1 month (100,000,000 & above)	9.04%
42	Term Deposit - 3 months (1 - 9,999,999)	8.36%
43	Term Deposit - 3 months (10,000,000 - 24,999,999)	8.65%
44	Term Deposit - 3 months (25,000,000 - 49,999,999)	9.06%
45	Term Deposit - 3 months (50,000,000 - 99,999,999)	9.26%
46	Term Deposit - 3 months (100,000,000 & above)	9.67%
47	Term Deposit - 6 months (1 - 9,999,999)	9.34%
48	Term Deposit - 6 months (10,000,000 - 24,999,999)	9.85%
49	Term Deposit - 6 months (25,000,000 - 99,999,999)	9.70%
50	Term Deposit - 6 months (100,000,000 & above)	10.03%
51	Term Deposit - 1 year (profit paid monthly)	10.25%
52	Term Deposit - 1 year - (1 - 9,999,999) (profit paid at maturity)	9.70%
53	Term Deposit - 1 year - (10,000,000 - 24,999,999) (profit paid at maturity)	10.23%
54	Term Deposit - 1 year - (25,000,000 - 49,999,999) (profit paid at maturity)	10.49%
55	Term Deposit - 1 year - (50,000,000 - 199,999,999) (profit paid at maturity)	10.75%
56	Term Deposit - 1 year - (200,000,000 & above) (profit paid at maturity)	11.37%
57	Term Deposit - 3 years (profit paid monthly)	9.01%
58	Term Deposit - 3 years - (1 - 9,999,999)	8.83%
59	Term Deposit - 3 years - (10,000,000 - 24,999,999)	9.18%
60	Term Deposit - 3 years (25,000,000 - 49,999,999)	9.62%
61	Term Deposit - 3 years (50,000,000 - 199,999,999)	9.88%
62	Term Deposit - 3 years (200,000,000 & above)	10.32%
63	Term Deposit - 5 years (profit paid at maturity)	10.00%
64	IFRE (Islamic Finance for Renewable Energy)	3.67%
65	ILTFF – 10 years (Textile)	2.80%
66	ILTFF – 5 years (Textile)	5.95%
67	ILTFF – 3 years (Textile)	5.51%
68	ILTFF – 10 years (Non-Textile)	2.97%
69	ILTFF – 5 years (Non-Textile)	4.46%
70	ILTFF – 3 years (Non-Textile)	4.46%
71	ITERF – (Islamic Temporary Economic Re-Finance)	1.20%
72	SBP - Islamic Refinance for Modernization of SMEs	1.84%
73	SBP - Islamic Financing Facility for Storage Product (IFFSAP)	1.84%

Foreign Currency-USD

S. #	Product	Profit Rates
1.	Saving Account USD (0-4,999)	1.00%
2.	Saving Account USD (5,000-9,999)	1.24%
3.	Saving Account USD (10,000-24,999)	1.46%
4.	Saving Account USD (25,000-99,999)	1.77%
5.	Saving Account USD (100,000 & Above)	2.05%
6.	Roshan Digital Saving Account USD (0 - 4,999)	1.00%
7.	Roshan Digital Saving Account USD (5,000 - 9,999)	1.24%
8.	Roshan Digital Saving Account USD (10,000 - 24,999)	1.46%
9.	Roshan Digital Saving Account USD (25,000 - 99,999)	1.77%
10.	Roshan Digital Saving Account USD (100,000 & Above)	2.05%

Foreign Currency- EURO & GBP

S. #	Product	Profit Rates
1.	Saving Account EURO & GBP (0-4,999)	0.83%
2.	Saving Account EURO & GBP (5000-9,999)	1.02%
3.	Saving Account EURO & GBP (10,000-24,999)	1.54%
4.	Saving Account EURO & GBP (25,000-99,999)	1.76%
5.	Saving Account EURO & GBP (100,000 & Above)	1.95%
6.	Roshan Digital Saving Account EURO & GBP (0 - 4,999)	0.83%
7.	Roshan Digital Saving Account EURO & GBP (5,000 - 9,999)	1.02%
8.	Roshan Digital Saving Account EURO & GBP (10,000 - 24,999)	1.54%
9.	Roshan Digital Saving Account EURO & GBP (25,000 - 99,999)	1.76%
10.	Roshan Digital Saving Account EURO & GBP (100,000 & Above)	1.95%

The above declared profit rates have been approved by the Resident Shariah Board Member (RSBM).