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Profit Sharing Mechanism for Distribution of Profit for the month of September 2026

The Bank is currently offering Term Deposits, Saving Deposits, AL Habib Tijarat Account (Current Remunerative), AL Habib Apna Individual Account (Current Remunerative) under the principle of Mudarabah.

The Bank will calculate the profit of the deposit pool at every month end. Profit will be distributed at the Net Income level i.e. Gross Income less direct expenses, write-offs/charge-offs and loss on sale of investments. In case of comingling of Bank’s equity with depositors’ fund in pool, the Net Income/Loss of Pool shall be allocated between the Bank’s equity and the depositors’ fund in proportion to their respective share in the pool.

Net Income of the deposit pool will be shared between the Bank (Mudarib) and Depositors (Rab ul Maal) on the basis of a pre-determined profit-sharing ratio.

The Bank’s profit-sharing ratio will be 50% of Net Income and Depositor(s) profit sharing ratio will be 50% of Net Income after the allocation of profit to Bank’s equity in proportion to the respective share in the pool.

The profit is distributed among the account holders on the bank’s predetermined weightages, announced at the beginning of the month based on their respective category/tiers.

At the end of the month, the Bank may unilaterally reduce its profit-sharing ratio for the benefit of all the deposit categories in a pool.

In case of loss, as per the rules of Mudarabah, the deposit pool will share the loss in the ratios of investment of depositor(s).

Weightages declared for the month of September 2026 are
S. # Products Weightages Assigned
1.Savings Deposit1.0000
2.AL Habib Islamic Income Plus Account - (0 - 499,999)0.9667
3.AL Habib Islamic Income Plus Account - (500,000 - 999,999)0.9667
4.AL Habib Islamic Income Plus Account - (1,000,000 - 2,499,999)0.9667
5.AL Habib Islamic Income Plus Account - (2,500,000 - 4,999,999)0.9867
6.AL Habib Islamic Income Plus Account - (5,000,000 - 9,999,999)0.9933
7.AL Habib Islamic Income Plus Account - (10,000,000 - 24,999,999)0.9933
8.AL Habib Islamic Income Plus Account - (25,000,000 - 49,999,999)1.0000
9.AL Habib Islamic Income Plus Account - (50,000,000 - 99,999,999)1.0000
10.AL Habib Islamic Income Plus Account - (100,000,000 - 199,999,999)1.0133
11.AL Habib Islamic Income Plus Account - (200,000,000 - 499,999,999)1.0400
12.AL Habib Islamic Income Plus Account - (500,000,000 & Above)1.0467
13.AL Habib Woman Islamic Savings Account / Digital Account1.0467
14.AL Habib Woman Islamic Asaan Savings Account / Digital Account1.0467
15.AL Habib Islamic Pensioner Saving Account1.0000
16.AL Habib Islamic Armed Force Pensioner Saving Account1.0000
17.AL Habib Islamic Armed Force Saving Account1.0000
18.AL Habib Islamic Asaan Savings Account 0.9667
19.AL Habib Islamic Asaan Digital Savings Account 1.0000
20.AL Habib Islamic Digital Savings Account1.0000
21.AL Habib Islamic Asaan Remittance Account 1.0000
22.AL Habib Islamic Remit Savings Account1.0000
23.AL Habib Islamic Remit Saving Digital Account1.0000
24.Roshan Digital Saving Account1.0000
25.AL Habib Islamic Freelancer Account Savings1.0000
26.AL Habib Islamic Freelancer Digital Account Savings1.0000
27.IB Non-Resident Business Value Account Digital Saving PKR1.0000
28.IB Roshan Digital Account Foreign Saving PKR1.0000
29.AL Habib Islamic Mera Savings 0 - 999,9990.9667
30.AL Habib Islamic Mera Savings 1,000.000 - 2,499,9991.1667
31.AL Habib Islamic Mera Savings 2,500,000 - 4,999,9991.2000
32.AL Habib Islamic Mera Savings 5,000,000 - 9,999,9991.2333
33.AL Habib Islamic Mera Savings 10,000,000 - Above1.2667
34.Mahana Amdani Savings Account 0.9667
35.AL Habib Tijarat Account (Current Remunerative) 0.0013
36.AL Habib Apna Individual Account (Current Remunerative)0.0013
37.IB AL Habib Pay AC0.0013
38.IB AL Habib Pay Plus AC0.0013
39.IB AL Habib Signature Account0.0013
40.Margin on Lockers0.0013
41.AL Habib Islamic Young Saver Account1.0000
42.AL Habib Islamic Senior Citizen Account1.0333
43.Term Deposit One Year Senior Citizen Account (profit paid monthly)1.1000
44.Term Deposit - 7 Days0.4787
45.Term Deposit - 1 month (1 - 9,999,999)0.9533
46.Term Deposit - 1 month (10,000,000 - 24,999,999)0.9867
47.Term Deposit - 1 month (25,000,000 - 49,999,999)1.0200
48.Term Deposit - 1 month (50,000,000 - 99,999,999)1.0533
49.Term Deposit - 1 month (100,000,000 & above)1.0867
50.Term Deposit - 3 month (1 - 9,999,999)0.9800
51.Term Deposit - 3 month (10,000,000 - 24,999,999)1.0067
52.Term Deposit - 3 month (25,000,000 - 49,999,999)1.0333
53.Term Deposit - 3 month (50,000,000 - 99,999,999)1.0600
54.Term Deposit - 3 month (100,000,000 & above)1.0867
55.Term Deposit - 6 month (1 - 9,999,999)0.9933
56.Term Deposit - 6 month (10,000,000 - 24,999,999)1.0333
57.Term Deposit - 6 month (25,000,000 - 99,999,999)1.0667
58.Term Deposit - 6 month (100,000,000 & above)1.0933
59.Term Deposit - 1 year (Profit paid monthly)1.1000
60.Term Deposit - 1 year (1 - 9,999,999) (Profit paid at maturity)1.0667
61.Term Deposit - 1 year (10,000,000 - 24,999,999) (Profit paid at maturity)1.1000
62.Term Deposit - 1 year (25,000,000 - 49,999,999) (Profit paid at maturity)1.1333
63.Term Deposit - 1 year (50,000,000 - 199,999,999) (Profit paid at maturity)1.1667
64.Term Deposit - 1 year (200,000,000 & above) (Profit paid at maturity)1.2000
65.Term Deposit - 3 years (Profit paid monthly)0.8320
66.Term Deposit - 3 years (1 - 9,999,999) (Profit paid at maturity)0.8440
67.Term Deposit - 3 years (10,000,000 - 24,999,999) (Profit paid at maturity)0.8440
68.Term Deposit - 3 years (25,000,000 - 49,999,999) (Profit paid at maturity)0.8440
69.Term Deposit - 3 years (50,000,000 - 199,999,999) (Profit paid at maturity)0.8440
70.Term Deposit - 3 year (200,000,000 & above) (Profit paid at maturity)0.8440
71.Term Deposit - 5 years (Profit paid at maturity)0.7920
72.IFRE (Islamic Finance for Renewable Energy)0.3520
73.ILTFF - 3 Years - Textile0.7133
74.ILTFF - 5 Years - Textile1.2000
75.ILTFF - 10 Years - Textile0.2840
76.ILTFF - 3 Years - Non Textile0.3667
77.ILTFF - 5 Years - Non Textile0.6000
78.ILTFF - 10 Years - Non Textile0.4000
79.ITERF0.1333
80.SBP - IRFMS0.2667
81.SBP - IFFSAP0.3667
82.IB Charity Funds1.0000
83.AL Habib Woman Saving Account1.0467
84.AL Habib Woman Asaan Saving Account1.0467
85.AL Habib Woman Digital Saving Account1.0467
86.Pensioner Saving Account1.0000
87.AL Habib Asaan Saving Account1.0000
88.AL Habib Asaan Digital Saving Account1.0000
89.AL Habib Remit Account Savings1.0000
90.AL Habib Freelancer Account PKR1.0000
91.SB Monthly Profit1.0000
92.AL Habib Mahana Munafa Account1.0000
93.AL Habib Special Saver Base1.0000
94.AL Habib Monthly Saver1.0000
95.AL Habib Young Savers Account1.0000
96.AL Habib Senoir Citizen Monthly Savings Account1.0333
97.Saving Deposit Account-GEM1.0000
98.AL Habib Digital Savings Account1.0000
99.RDA Foreign National Saving PKR1.0000
For Foreign Currency Deposit Pool US Dollar

The Bank’s PSR for FCY Pool (USD) will be 90% of the Net Income and Depositor(s) PSR will be 10% of the Net Income.

S. # Product Weightage Assigned
1.Savings Deposit (US Dollar) (0-4,999)0.6800
2.Savings Deposit (US Dollar) (5,000 - 9,999) 0.8400
3.Savings Deposit (US Dollar) (10,000 - 24,999) 0.9900
4.Savings Deposit (US Dollar) (25,000 - 99,999) 1.2000
5.Savings Deposit (US Dollar) (100,000 & Above) 1.3900
6.Roshan Digital Account (US Dollar) (0-4,999)0.6800
7.Roshan Digital Account (US Dollar) (5,000 - 9,999) 0.8400
8.Roshan Digital Account (US Dollar) (10,000 - 24,999) 0.9900
9.Roshan Digital Account (US Dollar) (25,000 - 99,999) 1.2000
10.Roshan Digital Account (US Dollar) (100,000 & Above) 1.3900
11.AL Habib Foreign Currency Saver (0-4,999)0.6800
12.AL Habib Foreign Currency Saver (5,000 - 9,999)0.8400
13.AL Habib Foreign Currency Saver (10,000 - 24,999)0.9900
14.AL Habib Foreign Currency Saver (25,000 - 99,999)1.2000
15.AL Habib Foreign Currency Saver (100,000 - 999,999,999,999,998)1.3900
16.IB Foreign Currency Business Value Account Digital Saving USD 0-4,9990.6800
17.IB Foreign Currency Business Value Account Digital Saving USD 5,000 - 9,9990.8400
18.IB Foreign Currency Business Value Account Digital Saving USD 10,000 - 24,9990.9900
19.IB Foreign Currency Business Value Account Digital Saving USD 25,000 - 99,9991.2000
20.IB Foreign Currency Business Value Account Digital Saving USD 100,000 - 999,999,999,999,9981.3900
21.IB Roshan Digital Account Foreign Saving USD 0-4,9990.6800
22.IB Roshan Digital Account Foreign Saving USD 5,000 - 9,9990.8400
23.IB Roshan Digital Account Foreign Saving USD 10,000 - 24,9990.9900
24.IB Roshan Digital Account Foreign Saving USD 25,000 - 99,9991.2000
25.IB Roshan Digital Account Foreign Saving USD 100,000 - 999,999,999,999,9981.3900
26.NEW FCY SAVING DEP USD 0-4,9990.6800
27.NEW FCY SAVING DEP USD 5,000 - 9,9990.8400
28.NEW FCY SAVING DEP USD 10,000 - 24,9990.9900
29.NEW FCY SAVING DEP USD 25,000 - 99,9991.2000
30.NEW FCY SAVING DEP USD 100,000 - 999,999,999,999,9981.3900
31.RDA Foreign National Saving USD 0-4,9990.6800
32.RDA Foreign National Saving USD 5,000 - 9,9990.8400
33.RDA Foreign National Saving USD 10,000 - 24,9990.9900
34.RDA Foreign National Saving USD 25,000 - 99,9991.2000
35.RDA Foreign National Saving USD 100,000 - 999,999,999,999,9981.3900
For Foreign Currency Deposit Pool - Pound Sterling & Euro

The Bank’s PSR for FCY Pool (GBP & EUR) will be 90% of the Net Income and Depositor(s) PSR will be 10% of the Net Income.

S. # Product Weightage Assigned
1.Savings Deposit (GBP & EURO) (0-4,999)0.4500
2.Savings Deposit (GBP & EURO) (5,000 - 9,999)0.5500
3.Savings Deposit (GBP & EURO) (10,000 - 24,999)0.8300
4.Savings Deposit (GBP & EURO) (25,000 - 99,999)0.9500
5.Savings Deposit (GBP & EURO) (100,000 & Above)1.0500
6.Roshan Digital Savings Deposit (GBP & EURO) (0-4,999)0.4500
7.Roshan Digital Savings Deposit (GBP & EURO) (5,000 - 9,999)0.5500
8.Roshan Digital Savings Deposit (GBP & EURO) (10,000 - 24,999)0.8300
9.Roshan Digital Savings Deposit (GBP & EURO) (25,000 - 99,999)0.9500
10.Roshan Digital Savings Deposit (GBP & EURO) (100,000 & Above)1.0500
11.NEW FCY SAVING STG 0 - 4,9990.4500
12.NEW FCY SAVING STG 5000 - 9,9990.5500
13.NEW FCY SAVING STG 10000 - 24,9990.8300
14.NEW FCY SAVING STG 25000 - 99,9990.9500
15.NEW FCY SAVING STG 100000 - 999,999,999,999,9981.0500
16.ALHABIB FCYSAVER GBP 0 - 4,9990.4500
17.ALHABIB FCYSAVER GBP 5000 - 9,9990.5500
18.ALHABIB FCYSAVER GBP 10000 - 24,9990.8300
19.ALHABIB FCYSAVER GBP 25000 - 99,9990.9500
20.ALHABIB FCYSAVER GBP 100000 - 999,999,999,999,9981.0500
21.ALHABIB FCYSAVER EUR 0 - 4,9990.4500
22.ALHABIB FCYSAVER EUR 5000 - 9,9990.5500
23.ALHABIB FCYSAVER EUR 10000 - 24,9990.8300
24.ALHABIB FCYSAVER EUR 25000 - 99,9990.9500
25.ALHABIB FCYSAVER EUR 100000 - 999,999,999,999,9981.0500
26.IB Foreign Currency Business Value Account Digital Saving GBP 0-4,9990.4500
27.IB Foreign Currency Business Value Account Digital Saving GBP 5000 - 9,9990.5500
28.IB Foreign Currency Business Value Account Digital Saving GBP 10000 - 24,9990.8300
29.IB Foreign Currency Business Value Account Digital Saving GBP 25000 - 99,9990.9500
30.IB Foreign Currency Business Value Account Digital Saving GBP 100000 - 999,999,999,999,9981.0500
31.IB Foreign Currency Business Value Account Digital Saving EUR 0-4,9990.4500
32.IB Foreign Currency Business Value Account Digital Saving EUR 5000 - 9,9990.5500
33.IB Foreign Currency Business Value Account Digital Saving EUR 10000 - 24,9990.8300
34.IB Foreign Currency Business Value Account Digital Saving EUR 25000 - 99,9990.9500
35.IB Foreign Currency Business Value Account Digital Saving EUR 100000 - 999,999,999,999,9981.0500
36.IB Roshan Digital Account Foreign Saving EUR 0 - 4,9990.4500
37.IB Roshan Digital Account Foreign Saving EUR 5000 - 9,9990.5500
38.IB Roshan Digital Account Foreign Saving EUR 10000 - 24,9990.8300
39.IB Roshan Digital Account Foreign Saving EUR 25000 - 99,9990.9500
40.IB Roshan Digital Account Foreign Saving EUR 100000 - 999,999,999,999,9981.0500
41.IB Roshan Digital Account Foreign Saving GBP 0 - 4,9990.4500
42.IB Roshan Digital Account Foreign Saving GBP 5000 - 9,9990.5500
43.IB Roshan Digital Account Foreign Saving GBP 10000 - 24,9990.8300
44.IB Roshan Digital Account Foreign Saving GBP 25000 - 99,9990.9500
45.IB Roshan Digital Account Foreign Saving GBP 100000 - 999,999,999,999,9981.0500
46.N.FCY FE-13 SAV EUR 0 - 4,9990.4500
47.N.FCY FE-13 SAV EUR 5000 - 9,9990.5500
48.N.FCY FE-13 SAV EUR 10000 - 24,9990.8300
49.N.FCY FE-13 SAV EUR 25000 - 99,9990.9500
50.N.FCY FE-13 SAV EUR 100000 - 999,999,999,999,9981.0500
51.RDA Foreign National Saving EUR 0 - 4,9990.4500
52.RDA Foreign National Saving EUR 5000 - 9,9990.5500
53.RDA Foreign National Saving EUR 10000 - 24,9990.8300
54.RDA Foreign National Saving EUR 25000 - 99,9990.9500
55.RDA Foreign National Saving EUR 100000 - 999,999,999,999,9981.0500
For Foreign Currency Deposit Pool - AED

The Bank’s PSR for FCY Pool (AED) will be 99% of the Net Income and Depositor(s) PSR will be 1% of the Net Income.

S. # Product Weightage Assigned
1.RDA Foreign National Saving AED 0 - 4,9990.1000
2.RDA Foreign National Saving AED 5,000 - 9,9990.3000
3.RDA Foreign National Saving AED 10,000 - 24,9990.5000
4.RDA Foreign National Saving AED 25,000 - 99,9990.7000
5.RDA Foreign National Saving AED 100,000 - 999,999,999,999,9980.9000
6.IB RDA Foreign National Saving AED 0 - 4,9990.1000
7.IB RDA Foreign National Saving AED 5,000 - 9,9990.3000
8.IB RDA Foreign National Saving AED 10,000 - 24,9990.5000
9.IB RDA Foreign National Saving AED 25,000 - 99,9990.7000
10.IB RDA Foreign National Saving AED 100,000 - 999,999,999,999,9980.9000
11.RDA Saving AED 0 - 4,9990.1000
12.RDA Saving AED 5,000 - 9,9990.3000
13.RDA Saving AED 10,000 - 24,9990.5000
14.RDA Saving AED 25,000 - 99,9990.7000
15.RDA Saving AED 100,000 - 999,999,999,999,9980.9000
16.IB RDA Saving AED 0 - 4,9990.1000
17.IB RDA Saving AED 5,000 - 9,9990.3000
18.IB RDA Saving AED 10,000 - 24,9990.5000
19.IB RDA Saving AED 25,000 - 99,9990.7000
20.IB RDA Saving AED 100,000 - 999,999,999,999,9980.9000
21.RDA Resident Pakistani Saving AED 0 - 4,9990.1000
22.RDA Resident Pakistani Saving AED 5,000 - 9,9990.3000
23.RDA Resident Pakistani Saving AED 10,000 - 24,9990.5000
24.RDA Resident Pakistani Saving AED 25,000 - 99,9990.7000
25.RDA Resident Pakistani Saving AED 100,000 - 999,999,999,999,9980.9000
26.IB RDA Resident Pakistani Saving AED 0 - 4,9990.1000
27.IB RDA Resident Pakistani Saving AED 5,000 - 9,9990.3000
28.IB RDA Resident Pakistani Saving AED 10,000 - 24,9990.5000
29.IB RDA Resident Pakistani Saving AED 25,000 - 99,9990.7000
30.IB RDA Resident Pakistani Saving AED 100,000 - 999,999,999,999,9980.9000
31.Foreign Currency Business Value Account Saving AED 0 - 4,9990.1000
32.Foreign Currency Business Value Account Saving AED 5,000 - 9,9990.3000
33.Foreign Currency Business Value Account Saving AED 10,000 - 24,9990.5000
34.Foreign Currency Business Value Account Saving AED 25,000 - 99,9990.7000
35.Foreign Currency Business Value Account Saving AED 100,000 - 999,999,999,999,9980.9000
36.IB Foreign Currency Business Value Account Saving AED 0 - 4,9990.1000
37.IB Foreign Currency Business Value Account Saving AED 5,000 - 9,9990.3000
38.IB Foreign Currency Business Value Account Saving AED 10,000 - 24,9990.5000
39.IB Foreign Currency Business Value Account Saving AED 25,000 - 99,9990.7000
40.IB Foreign Currency Business Value Account Saving AED 100,000 - 999,999,999,999,9980.9000
For Foreign Currency Deposit Pool - SAR

The Bank’s PSR for FCY Pool (SAR) will be 99% of the Net Income and Depositor(s) PSR will be 1% of the Net Income.

S. # Product Weightage Assigned
1.RDA Foreign National Saving SAR 0 - 4,9990.1000
2.RDA Foreign National Saving SAR 5,000 - 9,9990.3000
3.RDA Foreign National Saving SAR 10,000 - 24,9990.5000
4.RDA Foreign National Saving SAR 25,000 - 99,9990.7000
5.RDA Foreign National Saving SAR 100,000 - 999,999,999,999,9980.9000
6.IB RDA Foreign National Saving SAR 0 - 4,9990.1000
7.IB RDA Foreign National Saving SAR 5,000 - 9,9990.3000
8.IB RDA Foreign National Saving SAR 10,000 - 24,9990.5000
9.IB RDA Foreign National Saving SAR 25,000 - 99,9990.7000
10.IB RDA Foreign National Saving SAR 100,000 - 999,999,999,999,9980.9000
11.RDA Saving SAR 0 - 4,9990.1000
12.RDA Saving SAR 5,000 - 9,9990.3000
13.RDA Saving SAR 10,000 - 24,9990.5000
14.RDA Saving SAR 25,000 - 99,9990.7000
15.RDA Saving SAR 100,000 - 999,999,999,999,9980.9000
16.IB RDA Saving SAR 0 - 4,9990.1000
17.IB RDA Saving SAR 5,000 - 9,9990.3000
18.IB RDA Saving SAR 25,000 - 99,9990.7000
19.IB RDA Saving SAR 100,000 - 999,999,999,999,9980.9000
20.RDA Resident Pakistani Saving SAR 0 - 4,9990.1000
21.RDA Resident Pakistani Saving SAR 5,000 - 9,9990.3000
22.RDA Resident Pakistani Saving SAR 10,000 - 24,9990.5000
23.RDA Resident Pakistani Saving SAR 25,000 - 99,9990.7000
24.RDA Resident Pakistani Saving SAR 100,000 - 999,999,999,999,9980.9000
25.IB RDA Resident Pakistani Saving SAR 0 - 4,9990.1000
26.IB RDA Resident Pakistani Saving SAR 5,000 - 9,9990.3000
27.IB RDA Resident Pakistani Saving SAR 10,000 - 24,9990.5000
28.IB RDA Resident Pakistani Saving SAR 25,000 - 99,9990.7000
29.IB RDA Resident Pakistani Saving SAR 100,000 - 999,999,999,999,9980.9000
30.Foreign Currency Business Value Account Saving SAR 0 - 4,9990.1000
31.Foreign Currency Business Value Account Saving SAR 5,000 - 9,9990.3000
32.Foreign Currency Business Value Account Saving SAR 10,000 - 24,9990.5000
33.Foreign Currency Business Value Account Saving SAR 25,000 - 99,9990.7000
34.Foreign Currency Business Value Account Saving SAR 100,000 - 999,999,999,999,9980.9000
35.IB Foreign Currency Business Value Account Saving SAR 0 - 4,9990.1000
36.IB Foreign Currency Business Value Account Saving SAR 5,000 - 9,9990.3000
37.IB Foreign Currency Business Value Account Saving SAR 10,000 - 24,9990.5000
38.IB Foreign Currency Business Value Account Saving SAR 25,000 - 99,9990.7000
39.IB Foreign Currency Business Value Account Saving SAR 100,000 - 999,999,999,999,9980.9000
General LCY Pool TDR for C2I Conversion

The Bank’s profit-sharing ratio will be 50% of Net Income and Depositor(s) profit sharing ratio will be 50% of Net Income after the allocation of profit to Bank’s equity in proportion to the respective share in the pool.

S. # Product Weightage Assigned
1.TERM DEPOSIT 1 MONTH (PKR)1.0000
2.TERM DEPOSIT 1 MONTH (PKR)1.0556
3.TERM DEPOSIT 3 MONTH (PKR)0.9444
4.TDR 3 MONTH (PKR)1.0556
5.ALHABIB SALANA MUNAFA1.0667
6.ALHABIB SALANA MUNAFA1.1389
7.ALHABIB SALANA MUNAFA1.1667
8.ALHABIB SALANA MUNAFA1.2778
9.TERM DEPOSIT 1 YEAR1.1711
10.ALHABIB MAHANA MUNAFA 1 YEAR1.0556
11.ALHABIB MAHANA MUNAFA 1 YEAR1.1111
12.ALHABIB MAHANA MUNAFA 1 YEAR1.1389
13.ALHABIB MAHANA MUNAFA 1 YEAR1.1944
14.ALHABIB MAHANA MUNAFA 1 YEAR1.2500
15.ALHABIB MAHANA MUNAFA 2 YEAR0.8333
16.ALHABIB MAHANA MUNAFA 2 YEAR0.9444
17.ALHABIB MAHANA MUN2Y1.0000
18.ALHABIB MAHANA MUN2Y1.1667
19.AL HABIB MAHANA MUN3Y0.8333
20.AL HABIB MAHANA MUN3Y0.9444
21.AL HABIB MAHANA MUN3Y1.1667
22.AL HABIB MAHANA MUN4Y1.5556
23.ALHABIB MAHANA MUN5Y0.7778
24.ALHABIB MAHANA MUN5Y0.8056
25.ALHABIB MAHANA MUN5Y0.8889
26.ALHABIB MAHANA MUN5Y1.0556
27.ALHABIB MAHANA MUNAFA 5 YEAR1.0833
28.ALHABIB MAHANA MUNAFA 5 YEAR1.1389
29.ALHABIB MAHANA MUN5Y1.1667
30.ALHABIB MAHANA MUN5Y1.3333
31.ALHABIB MAHANA MUN5Y1.3444
32.ALHABIB MAHANA MUN5Y1.3889
33.ALHABIB MAHANA MUNAFA 5 YEAR1.4444
34.ALHABIB MAHANA MUNAFA 5 YEAR1.5000

The above mechanism has been approved by our Resident Shariah Board Member (RSBM).