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Profit Sharing Mechanism for Distribution of Profit for the month of June 2024
Weightages declared for the month of June 2024:
S. # Products Weightages Assigned
1. Savings Deposit 1.0150
2. AL Habib Islamic Income Plus Account - (0 - 499,999) 1.0100
3. AL Habib Islamic Income Plus Account - (500,000 - 999,999) 1.1400
4. AL Habib Islamic Income Plus Account - (1,000,000 - 2,499,999) 1.3010
5. AL Habib Islamic Income Plus Account - (2,500,000 - 4,999,999) 1.4170
6. AL Habib Islamic Income Plus Account - (5,000,000 - 9,999,999) 1.4580
7. AL Habib Islamic Income Plus Account - (10,000,000 - 24,999,999) 1.4950
8. AL Habib Islamic Income Plus Account - (25,000,000 - 49,999,999) 1.5280
9. AL Habib Islamic Income Plus Account - (50,000,000 - 99,999,999) 1.5750
10. AL Habib Islamic Income Plus Account - (100,000,000 - 199,999,999) 1.5980
11. AL Habib Islamic Income Plus Account - (200,000,000 - 499,999,999) 1.6160
12. AL Habib Islamic Income Plus Account - (500,000,000 & above) 1.7110
13. AL Habib Woman Islamic Savings Account / Digital Account 1.7530
14. AL Habib Woman Islamic Asaan Savings Account / Digital Account 1.7760
15. AL Habib Islamic Armed Force Pensioner Saving Account 1.1540
16. AL Habib Islamic Armed Force Saving Account 1.0150
17. AL Habib Islamic Asaan Savings Account 1.0150
18. AL Habib Islamic Asaan Digital Savings Account 1.1770
19. AL Habib Islamic Digital Savings Account 1.1770
20. AL Habib Islamic Asaan Remittance Account 1.0150
21. AL Habib Islamic Remit Savings Account 1.1770
22. AL Habib Islamic Remit Saving Digital Account 1.1770
23. Roshan Digital Saving Account 1.1770
24. Mahana Amdani Savings Account 0.9920
25. AL Habib Tijarat Account (Current Remunerative) 0.0020
26. AL Habib Apna Individual Account (Current Remunerative) 0.0020
27. IB AL Habib Pay AC 0.0020
28. IB AL Habib Pay Plus AC 0.0020
29. AL Habib Islamic Young Saver Account 1.1100
30. AL Habib Islamic Senior Citizen Account 1.7990
31. Term Deposit One Year Senior Citizen Account (profit paid monthly) 1.5831
32. Term Deposit - 7 Days 0.5540
33. Term Deposit - 1 month (1 - 9,999,999) 0.9940
34. Term Deposit - 1 month (10,000,000 - 24,999,999) 1.0180
35. Term Deposit - 1 month (25,000,000 - 49,999,999) 1.0430
36. Term Deposit - 1 month (50,000,000 - 99,999,999) 1.0665
37. Term Deposit - 1 month (100,000,000 & above) 1.0865
38. Term Deposit - 3 month (1 - 9,999,999) 1.0460
39. Term Deposit - 3 month (10,000,000 - 24,999,999) 1.0760
40. Term Deposit - 3 month (25,000,000 - 49,999,999) 1.1150
41. Term Deposit - 3 month (50,000,000 - 99,999,999) 1.1350
42. Term Deposit - 3 month (100,000,000 & above) 1.1650
43. Term Deposit - 6 month (1 - 9,999,999) 1.1130
44. Term Deposit - 6 month (10,000,000 - 24,999,999) 1.1380
45. Term Deposit - 6 month (25,000,000 - 99,999,999) 1.1700
46. Term Deposit - 6 month (100,000,000 & above) 1.2000
47. Term Deposit - 1 year (Profit paid monthly) 1.3020
48. Term Deposit - 1 year (1 - 9,999,999) (Profit paid at maturity) 1.2580
49. Term Deposit - 1 year (10,000,000 - 24,999,999) (Profit paid at maturity) 1.3000
50. Term Deposit - c(25,000,000 - 49,999,999) (Profit paid at maturity) 1.3370
51. Term Deposit - 1 year (50,000,000 - 199,999,999) (Profit paid at maturity) 1.3740
52. Term Deposit - 1 year (200,000,000 & above) (Profit paid at maturity) 1.4160
53. Term Deposit - 3 years (Profit paid monthly) 1.1280
54. Term Deposit - 3 years (1 - 9,999,999) (Profit paid at maturity) 1.1100
55. Term Deposit - 3 years (10,000,000 - 24,999,999) (Profit paid at maturity) 1.1370
56. Term Deposit - 3 years (25,000,000 - 49,999,999) (Profit paid at maturity) 1.1710
57. Term Deposit - 3 years (50,000,000 - 199,999,999) (Profit paid at maturity) 1.2040
58. Term Deposit - 3 year (200,000,000 & above) (Profit paid at maturity) 1.2520
59. Term Deposit - 5 years (Profit paid at maturity) 1.2150
60. IFRE (Islamic Finance for Renewable Energy) 0.2300
61. ILTFF - 3 Years - Textile 0.4890
62. ILTFF - 5 Years - Textile 0.5520
63. ILTFF - 10 Years - Textile 0.1890
64. ILTFF - 3 Years - Non Textile 0.4000
65. ILTFF - 5 Years - Non Textile 0.3900
66. ILTFF - 10 Years - Non Textile 0.2600
67. ITERF 0.0890
68. SBP - IRFMS 0.1740
69. SBP - IFFSAP 0.1740
70. IB Charity Funds 1.0150
For Foreign Currency Deposit Pool US Dollar

The Bank’s PSR for FCY Pool (USD) will be 80% of the Net Income and Depositor(s) PSR will be 20% of the Net Income.

S. # Product Weightage Assigned
1. Savings Deposit (US Dollar) (0-4,999) 0.6800
2. Savings Deposit (US Dollar) (5,000 - 9,999) 0.8400
3. Savings Deposit (US Dollar) (10,000 - 24,999) 0.9900
4. Savings Deposit (US Dollar) (25,000 - 99,999) 1.2000
5. Savings Deposit (US Dollar) (100,000 & Above) 1.3900
6. Roshan Digital Account (US Dollar) (0-4,999) 0.6800
7. Roshan Digital Account (US Dollar) (5,000 - 9,999) 0.8400
8. Roshan Digital Account (US Dollar) (10,000 - 24,999) 0.9900
9. Roshan Digital Account (US Dollar) (25,000 - 99,999) 1.2000
10. Roshan Digital Account (US Dollar) (100,000 & Above) 1.3900

The above mechanism has been approved by our Resident Shariah Board Member (RSBM).

For Foreign Currency Deposit Pool - Pound Sterling & Euro

The Bank’s PSR for FCY Pool (GBP & EUR) will be 90% of the Net Income and Depositor(s) PSR will be 10% of the Net Income.

S. # Product Weightage Assigned
1. Savings Deposit (GBP & EURO) (0-4,999) 0.4500
2. Savings Deposit (GBP & EURO) (5,000 - 9,999) 0.5500
3. Savings Deposit (GBP & EURO) (10,000 - 24,999) 0.8300
4. Savings Deposit (GBP & EURO) (25,000 - 99,999) 0.9500
5. Savings Deposit (GBP & EURO) (100,000 & Above) 1.0500
6. Roshan Digital Savings Deposit (GBP & EURO) (0-4,999) 0.4500
7. Roshan Digital Savings Deposit (GBP & EURO) (5,000 - 9,999) 0.5500
8. Roshan Digital Savings Deposit (GBP & EURO) (10,000 - 24,999) 0.8300
9. Roshan Digital Savings Deposit (GBP & EURO) (25,000 - 99,999) 0.9500
10. Roshan Digital Savings Deposit (GBP & EURO) (100,000 & Above) 1.0500

The above mechanism has been approved by our Resident Shariah Board Member (RSBM).