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Islamic Income Plus Account
Your Premium Savings Account
You don’t have to compromise your needs today while planning for tomorrow. With our Shariah-compliant AL Habib Islamic Income Plus Account, get Shariah compliant profit every month while you save for the future.
| Profit Rates | |
|---|---|
| Islamic Income Plus Account - (0 - 499,999) | 11.25% |
| Islamic Income Plus Account - (500,000 - 999,999) | 12.75% |
| Islamic Income Plus Account - (1,000,000 - 2,499,999) | 14.50% |
| Islamic Income Plus Account - (2,500,000 - 4,999,999) | 15.75% |
| Islamic Income Plus Account - (5,000,000 - 9,999,999) | 16.20% |
| Islamic Income Plus Account - (10,000,000 - 24,999,999) | 16.60% |
| Islamic Income Plus Account - (25,000,000 - 49,999,999) | 17.00% |
| Islamic Income Plus Account - (50,000,000 - 99,999,999) | 17.50% |
| Islamic Income Plus Account - (100,000,000 - 199,999,999) | 17.75% |
| Islamic Income Plus Account - (200,000,000 - 499,999,999) | 17.95% |
| Islamic Income Plus Account - (500,000,000 & Above) | 19.00% |
*Expected profit rates for October 2023. Rates subject to change, actual may vary
Enjoy the exclusive benefits
Preferential profit rates on Premium Saving Account
No Initial Deposit or Minimum Balance Requirement
Profit will be calculated on Average Monthly Balance
Free PayPak Debit Card Issuance
Free Supplementry Debit Card Issuance
Free Life Takaful
Free Cheque Book (First)
Free Lockers*
Free AL Habib Mobile & Netbanking Facility
Free E-Statement
Free Banker's Cheque
Free Online Banking
Available for Individual Single and Joint, Corporate, SME, Provident and Pension Fund accounts
* Terms and Conditions Apply
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving account holders. Salient features of this takaful policy are as under:
- Salient features of this takaful policy are as under
- New accounts eligible after 30 continuous days of opening of account.
- Claims payable on the basis of 90 days of average balance in customer account.
- Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million.
- Maximum claim payable on Accidental Death - PKR 4 Million.
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
The takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Income Plus Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required For Partnership Accounts
- CNIC copy of all partners (verified)
- Rubber Stamp
- Request for Opening of Account on letter head
- Partnership Letter on Letter Head (Signed by all partners)
- Partnership Deed (verified)
- Attested copy of Registration Certificate issued by Registrar of Firms in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
- NTN Copy (verified)
- Documents Required For Company Accounts
- Certificate of Incorporation (attested by company secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (attested by company secretary and SECP)
- List of Directors (attested by company secretary).
- Copy of CNIC’S of all Directors (attested by company secretary).
- NTN Certificate (attested).
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification.
- All documents must be attested by company secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
Islamic Tijarat Account
A personal relationship of caring and trust
Let us take care of your family if you are unable to, due to Accidental Death or Permanent Disability. With our Shariah-compliant AL Habib Islamic Tijrat Account, get Shariah compliant profit and free Takaful Coverage. Takaful Sharia compliant insurance system in which money is pooled and invested and in case of adverse circumstance shared with the people in the pool.
Enjoy the exclusive benefits
Deposits are accepted on Islamic principles of Mudarabah
No minimum balance requirement
Profit rates are declared on monthly average balance basis
Profit payout is bi-annually in January and July
Withholding Tax on profits and Zakat will be be applicable as per laws
Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
No restriction on number of transactions
Free Online Banking
Free Cheque Book*
Free Banker’s Cheques
Free Internet banking
Free E-Statement
Free Paypak Debit Card (Default)*
Mobile Banking & SMS Alerts
* Customer can avail free Pay Pak debit card and Cheque Book on condition of maintaining minimum monthly average balance of PKR 25,000/-. However, they can also opt for Visa or Union Pay debit card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving account holders. Salient features of this takaful policy are as under:
- Salient features of this takaful policy are as under
- Account holder is not eligible for Free Life Insurance in this account..
The takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Tijarat Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required For Partnership Accounts
- CNIC copy of all partners (verified)
- Rubber Stamp
- Request for Opening of Account on letter head
- Partnership Letter on Letter Head (Signed by all partners)
- Partnership Deed (verified)
- Attested copy of Registration Certificate issued by Registrar of Firms in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
- NTN Copy (verified)
- Documents Required For Company Accounts
- Certificate of Incorporation (attested by company secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (attested by company secretary and SECP)
- List of Directors (attested by company secretary).
- Copy of CNIC’S of all Directors (attested by company secretary).
- NTN Certificate (attested).
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification.
- All documents must be attested by company secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
Islamic Savings Account
Now earn Shariah compliant profit with peace of mind
With our Shariah compliant AL Habib Islamic Savings Account, get a profit with peace of mind and save for the future.
Enjoy the exclusive benefits
Based on Islamic principles of Mudarabah
Joint account holder facility (up to 4 individuals)
Profit will be calculated on monthly average balance
Profit payout on bi Annual basis i.e. in July and January
No minimum balance requirement
Withholding Tax on profit & Zakat will be applicable as per laws
Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance
Free Online Banking
Free E-Statement
Free Paypak Debit Card (Default)*
Free Internet Banking
Mobile Banking and SMS alert facility
Free Life Insurance coverage under Takaful applicable with terms and conditions
* Customer can avail free Pay Pak debit card on condition of maintaining minimum monthly average balance of PKR 25,000/-. However, they can also opt for Visa or Union Pay debit card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Takaful Cover to our saving account holders. Salient features of this takaful policy are as under:
- Salient features of this takaful policy are as under
- New accounts eligible after 30 continuous days of opening of account.
- Claims payable on the basis of 90 days of average balance in customer account.
- Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million.
- Maximum claim payable on Accidental Death - PKR 4 Million.
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
The takaful cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Islamic Savings Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required For Partnership Accounts
- CNIC copy of all partners (verified)
- Rubber Stamp
- Request for Opening of Account on letter head
- Partnership Letter on Letter Head (Signed by all partners)
- Partnership Deed (verified)
- Attested copy of Registration Certificate issued by Registrar of Firms in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
- NTN Copy (verified)
- Documents Required For Company Accounts
- Certificate of Incorporation (attested by company secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (attested by company secretary and SECP)
- List of Directors (attested by company secretary).
- Copy of CNIC’S of all Directors (attested by company secretary).
- NTN Certificate (attested).
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification.
- All documents must be attested by company secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
