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Accounts Compare Accounts 0	Islamic Income Plus Account	Islamic Tijarat Account	Islamic Savings Account
Summary	Now you don’t have to compromise your needs today while planning for tomorrow. With our Shariah-compliant AL Habib Islamic Income Plus Account, get Shariah compliant profit every month while you save for the future.	Let us take care of your family if you are unable to, due to Accidental Death or Permanent Disability. With our Shariah-compliant AL Habib Islamic Tijrat Account, get Shariah compliant profit and free Takaful Coverage. Takaful Sharia compliant insurance system in which money is pooled and invested and in case of adverse circumstance shared with the people in the pool.	Earn Shariah compliant profits on your savings AL Habib Islamic Bank has a range of Savings. Accounts to suit your needs. Profit is earned from Shariah compliant investments based on principles of Mudarabah.
Features and Benefits
	Preferential profit rates on Premium Saving Account No Initial Deposit or Minimum Balance Requirement Profit will be calculated on Average Monthly Balance Free PayPak Debit Card Issuance Free Supplementry Debit Card Issuance Free Life Takaful Free Cheque Book (First) Free Lockers* Free AL Habib Mobile & Netbanking Facility Free E-Statement Free Banker's Cheque Free Online Banking	Deposits are accepted on Islamic principles of Mudarabah No minimum balance requirement Profit rates are declared on monthly average balance basis Profit payout is bi-annually in January and July Withholding Tax on profits and Zakat will be be applicable as per laws Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance No restriction on number of transactions Free Online Banking Free Cheque Book* Free Banker’s Cheques Free Internet banking Free E-Statement Free Paypak Debit Card (Default)* Mobile Banking & SMS Alerts	Based on Islamic principles of Mudarabah Joint account holder facility (up to 4 individuals) Profit will be calculated on monthly average balance Profit payout on bi Annual basis i.e. in July and January No minimum balance requirement Withholding Tax on profit & Zakat will be applicable as per laws Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance Free Online Banking Free E-Statement Free Paypak Debit Card (Default)* Free Internet Banking Mobile Banking and SMS alert facility Free Life Insurance coverage under Takaful applicable with terms and conditions
Free Life Insurance Coverage eligibility
	New accounts eligible after 30 continuous days of opening of account Claims payable on the basis of 90 days of average balance in customer account Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million Maximum claim payable on Accidental Death - PKR 4 Million In case of joint account, any one of the account holders will be covered Admissible age limit of claim - 18 to 60 years	Account holder is not eligible for Free Life Insurance in this account.	New accounts eligible after 30 continuous days of opening of account Claims payable on the basis of 90 days of average balance in customer account Maximum claim payable on Natural Death / Permanent Disability - PKR 2 Million Maximum claim payable on Accidental Death - PKR 4 Million In case of joint account, any one of the account holders will be covered Admissible age limit of claim - 18 to 60 years
How To Apply
Visit nearest Bank AL Habib Branch Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch	New Customers: Apply by filling the account opening form available at the relationship branch.	New Customers: Apply by filling the account opening form available at the relationship branch.	New Customers: Apply by filling the account opening form available at the relationship branch.