Current Accounts

• Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport.
• Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification.
• PPO - Pension Payment Order (Optional)
• Pension Book and Pension Certificate (Optional)
• Non-Marriage certificate (if applicable)
• Life certificate / Non-Marriage certificate after every six months on or before 10th March and on or before 10th Sept). In case of widow/widower, unmarried daughter or sister, a Non-marriage certificate will be submitted by the pensioner in addition of Life/ survival certificate.
• Zakat declaration on Bond Paper or attested copy of duly executed affidavit (In case of Zakat exemption by Muslim)
• In case of Non-Muslim exemption from Zakat declaration on plain paper
• Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form
• Photocopy of Option form duly signed by the pensioner as per Instruction Circular No. 202 dated December 11, 2014.
• FIU watch list and Debarred Screen shots.
• Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency)
• Indemnity Form on judicial paper of PKR 50(fifty) irrespective of monthly pension drawn to keep the bank indemnified about liabilities with all sums of money whatsoever including additional amount of his/her Pension Account. The pensioner would further undertake that his/her legal heirs, successors, executors shall be liable to refund excess amount, if any, credited this/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount

Fee & Charges will be levied according to bank`s prevailing schedule of charges. All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

• Computerized/Smart National Identity Card (CNIC/SNIC)
• National Identity Card for Overseas Pakistanis (NICOP)
• Pakistan Origin Card

For Residents:

• Proof of Income document
• Proof of Remittance (e.g. Remittance Slip / PRC etc.)
• FATCA/CRS forms (if applicable)
• Self-declaration for house wife/students

For Non/Residents (Joint Account Holder):

• Valid Passport and Visa
• FATCA/CRS forms
• Proof of Income document
• Non/Resident undertaking (jointly signed)
• All documents to be attested by Foreign Commission/Consulate

Taxes

Taxes will be applicable as per government regulations and directives of State Bank of Pakistan

• Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport.
• Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification.
• PPO - Pension Payment Order (Optional)
• Pension Book and Pension Certificate (Optional)
• Non-Marriage certificate (if applicable)
• Life certificate / Non-Marriage certificate after every six months on or before 10th March and on or before 10th Sept). In case of widow/widower, unmarried daughter or sister, a Non-marriage certificate will be submitted by the pensioner in addition of Life/ survival certificate.
• Zakat declaration on Bond Paper or attested copy of duly executed affidavit (In case of Zakat exemption by Muslim)
• In case of Non-Muslim exemption from Zakat declaration on plain paper
• Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form
• Photocopy of Option form duly signed by the pensioner as per Instruction Circular No. 202 dated December 11, 2014.
• FIU watch list and Debarred Screen shots.
• Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency)
• Indemnity Form on judicial paper of PKR 50(fifty) irrespective of monthly pension drawn to keep the bank indemnified about liabilities with all sums of money whatsoever including additional amount of his/her Pension Account. The pensioner would further undertake that his/her legal heirs, successors, executors shall be liable to refund excess amount, if any, credited this/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount

Fee & Charges will be levied according to bank`s prevailing schedule of charges. All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

Any one of the following documents may be used as a proof of identity:

• Computerized/Smart National Identity Card (CNIC/SNIC)
• National Identity Card for Overseas Pakistanis (NICOP)
• Passport copy (for non-resident)
• Child Registration Certificate/B-Form /Student ID card (For Minor)

For Individual Accounts

• Original CNIC along with copy verified
• Job Card / Job Letter or Salary Slip for Salaried individual
• Or proof of income

For Sole Proprietor Accounts

• Original CNIC along with copy verified
• Rubber Stamp (proprietor)
• Certificate or proof of membership of trade bodies etc., (wherever applicable.)
• Request for Opening of Account on letter head.

For Individual Accounts

• Original CNIC along with a verified copy
• Job Card / Job Letter and  Salary Slip for Salaried individual
• Any other proof of income