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Conversion of your Bank AL Habib Debit Card to EMV Chip & PIN Global Standard

As per State Bank of Pakistan (SBP) guidelines, Bank AL Habib will upgrade your magnetic stripe Debit Card to EMV chip & PIN Global Standard.

EMV Chip & PIN is a global standard for cards equipped with a computer chip and the technology used to authenticate chip-card transactions. Now you can enjoy greater card acceptance with additional peace of mind. PIN-based transactions are already available on ATMs and now can also be used at POS transactions (where applicable) to provide enhanced security on your cards. Moreover, you can also make contactless (tap-and-go) transactions using your new card at merchants that provide this facility.

Your EMV Chip & PIN card will be replaced free of cost. However, from subsequent years, an annual fee may be applicable on your EMV chip & PIN Debit card as mentioned in Bank AL Habib’s prevailing Schedule of Charges, click here. You are requested to collect your new card from your relationship branch after you receive an SMS or Email regarding delivery of your card. As directed by SBP, please note that services on your existing magnetic stripe card shall be discontinued from December 31, 2019.

For further information or assistance, please contact our 24/7 Call Centre at 111-014-014 (Local) or +9221 32446978-79 (International).