Refinance and Credit Guarantee Scheme for Women in Undeserved Areas

About Scheme In order to improve access to financing facility, especially for the women entrepreneurs operating in the underserved areas of Pakistan, Bank AL Habib offers a refinance along with credit guarantee scheme for female borrowers. Financing Tenor Financing Tenor 10 Years (6 months grace period) Mark Up Rate 5% Per Anum Limit/Exposure 1.5 Million Maximum Main Features Financing facility is available for women entrepreneurs in the underserved areas. Financing under the scheme is provided for setting up of new business enterprises or for expansion of existing ones. Underserved Areas Districts Excluded From Definition of Underserved Areas 01 Lahore

Roshan Qurbani

Customer Security Awareness

Introduction For the Netbanking Customers of Bank AL Habib, an extensive Customer Awareness Programme has been established to make our customers aware of initiatives undertaken by the Bank to facilitate its customers in enjoying secure internet banking. Security Tips Latest Internet Threats Identity Theft SIM Replacement Social Media Keystroke Capturing Social Engineering From time to time, Bank AL Habib will also issue updated guidelines and alerts for the continued security of our customers while using the Netbanking services. These guidelines/alerts are formulated both in English and Urdu for your convenience, and c

Fair Treatment of Customers (FTC)

Bank AL Habib is committed to treat customers fairly and our Fair Treatment of Customers (FTC) policy is driven by following principles: Customers are dealt with utmost fairness and courtesy Senior Citizens and Differently Abled persons are offered priority services at all our branches The Products and Services are designed to meet banking needs of our customer base Complete and correct Products and Services information is provided to enable existing and potential customers to make informed choices Products and Services are fairly and competitively priced as per the market rates Grievances of customers are resolved through a transparent and efficient complaint resolution mechanism in a timely manner Customer feedback is welcomed to further improve our services We Value Your Feedback Click Here Lodge Complaint × You may also submit your suggestion/complaint at the website now.Are you sure want to proceed further? Proceed #main-slider .carousel-inner .sliderImg{ background-position:center 25% !important; }

Scooter Finance

Refinancing Facility for SME Modernization

About Scheme Small and Medium Enterprises (SMEs) play an important role in creation of employment opportunities, economic growth and poverty reduction. In order to encourage SMEs to modernize their factories for producing quality products and to meet their power shortages, State Bank of Pakistan (SBP) has introduced Refinance Facility for Modernization of SMEs. Bank AL Habib SME Banking provides proactive, quick and quality services by simplifying procedure and reducing turnaround time for lending to the SMEs so you can continue your activities on a fast track. Qualified staff in our branches is there to help and support you on procedures for borrowing and make it convenient for you. Easy & Low Cost Financing Facility is available for flexible tenors up to maximum of 10 years. It can be availed for setting up new SMEs, for purchase of local or machinery and new generators. Financing Tenor 10 Years (6 months grace period) Mark Up Rate 6% Per Anum Financing Facility for SME Borrowers New Machinery Financing For Local purchase/import of new machinery for BMR of existing units Generators Financing Setting up ne

Contact Us

(+92 21) 111 - 014 - 014 For Queries/Request: info@bankalhabib.com For Complaints: feedback@bankalhabib.com Find your Nearest Branch Contact Us Drop us a Line You can contact us for complaints, general enquiries and specific questions about product and service offerings. We look forward to hearing from you. *(For communication purpose only) Select an option Inquiry Complaint Feedback/Suggestions Select a complaint type Visa Debit Funds Transfer Utility Bill Payment Captcha is required Submit While sending your feedback or lodging a complaint, please make sure to provide your complete information (Email address/Mobile Number). We will attempt to resolve the issue as soon as possible and update you within 7 to 15 working days. Your feedback is important to us and we thank you for your relationship with Bank AL Habib Limited. Our Zonal Offices Karachi Zonal Office 5TH Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32412986 Fax: (021) 32401171 Sindh and Baluchistan (Zonal Office) 2nd Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32471801 Fax: (021) 32401180 Lahore Zonal Office Awami Complex, 1-4, Usman Block Front, Block No.6 - New Garden Town, Lahore Tel: (042) 35865380-91 Fax: (042) 35831704 Multan Zonal Office 126/C, Old Bahawalpur Road, Multan. Tel: (061) 4580314-6 Fax: (061) 4782309 Faisalabad Zonal Office Ahmad Plaza, Bilal road, Civil Lines Faisalabad. Tel: (041) 2601925-28 , 2601904-08 Fax: (041) 2601912 Gujranwala Zonal Office Opposite Iqbal High School, G.T. Road, Gujranwala Tel: (055) 3821042 Fax: (055) 3821043 North Zonal Office 78TH W, 2ND Floor, Roshan Center, Blue Area, Islamabad. Tel: (051) 2605919-22 Fax: (051) 2605948 KPK Zonal Office Plot No. 784/75, Islamabad Corporate Centro, Opposite CMT and SD, Golra Road, Islamabad. Tel: (051) 5495853-55 Fax: (051) 2605948 Our Head Office and Business Units Islamic Banking Division Office 3rd Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32412421 Fax: (021) 32463142 Agriculture Division Head of Agriculture Division, Lahore Mr. Fiaz Ahmed Malik Land Line: 042-3597 2281-2 Portfolio Manager, Agriculture Division, Lahore Mr. Shahid Bashir Khokhar Land Line: 042-3597 2281- 2 Corporate Division 4th Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32412421 UAN: 111-786-110 Bahrain Branch Customer Complaints Contact Details Customer Complaint Customer Complaint Officer Abdulla Saleh AL Hammadi Monday - Friday (9:00 AM to 5:00 PM) Email : feedback.bahrain@bankalhabib.com Contact Number: (+973) 17 564044 Stay Connected Join our mailing list to get updates in your mailbox @media screen and (max-width: 390px){ .mobile-padding{padding:0px !important;} .p-4.contactUsWrapper { padding-left: 8px !important; padding-right: 8px !important; } .accordion-list-items .card-link + .collapse > div:first-of-type { overflow-x: hidden; } #recaptcha > div:first-of-type iframe { width: auto !important; } } @media screen and (max-width: 767px){ #recaptcha > div:first-of-type iframe { width: auto !important; border-right: 1px solid #ccc; height: 76px; } } label.error{color:#ff0000;margin-top:5px;}

Declaration of Profit

Declaration of Profit on various Deposits for the Month ended November 30, 2025 Bank AL Habib Limited – Islamic Banking Division has declared the following Profit Rates: S. # Products Profit Rates 1 AL Habib Savings Deposit 7.50% 2 AL Habib Woman Islamic Savings Account 8.00% 3 AL Habib Woman Islamic Asaan Savings Account 8.00% 4 AL Habib Woman Islamic Digital Savings Account 8.00% 5 AL Habib Woman Islamic Asaan Digital Savings Account 8.00% 6 AL Habib Islamic Armed Forces Pensioner Savings Account (profit paid monthly) 7.50% 7 AL Habib Islamic Armed Forces Savings Account 7.50% 8 AL Habib Islamic Asaan Savings Account 7.50% 9 AL Habib Islamic Asaan Digital Savings Account 7.50% 10 AL Habib Islamic Digital Savings Account 7.50% 11 AL Habib Islamic Asaan Remittance Account 7.50% 12 AL Habib Islamic Remit Saving Account 7.50% 13 AL Habib Islamic Remit Digital Saving Account 7.50% 14 AL Habib Islamic Freelancer Account Savings 7.50% 15 AL Habib Islamic Freelancer Digital Account Savings 7.50% 16 Mahana Amdani Savings Account 7.50% 17 Al Habib Islamic Income Plus 0 - 499,999 7.50% 18 Al Habib Islamic Income Plus 500,000 - 999,999 7.50% 19 Al Habib Islamic Income Plus 1,000,000 - 2,499,999 7.75% 20 Al Habib Islamic Income Plus 2,500,000 - 4,999,999 7.75% 21 Al Habib Islamic Income Plus 5,000,000 - 9,999,999 7.80% 22 Al Habib Islamic Income Plus 10,000,000 - 24,999,999 7.80% 23 Al Habib Islamic Income Plus 25,000,000 - 49,999,999 8.00% 24 Al Habib Islamic Income Plus 50,000,000 - 99,999,999 8.00% 25 Al Habib Islamic Income Plus 100,000,000 - 199,999,999 8.25% 26 Al Habib Islamic Income Plus 200,000,000 - 499,999,999 8.50% 27 Al Habib Islamic Income Plus 500,000,000 & above 9.00% 28 Roshan Digital Savings Account 7.50% 29 AL Habib Tijarat Account (Current Remunerative) 0.01% 30 AL Habib Apna Individual Account (Current Remunerative) 0.01% 31 AL Habib Pay AC 0.01% 32 AL Habib Pay Plus AC 0.01% 33 AL Habib Islamic Young Savers Account 7.50% 34 AL Habib Islamic Senior Citizen Account (profit paid monthly) 8.00% 35 Term Deposit One Year Senior Citizen Account (profit paid monthly) 8.50% 36 Term Deposit - 7 Days 3.34% 37 Term Deposit - 1 month (1 - 9,999,999) 6.40% 38 Term Deposit - 1 month (10,000,000 - 24,999,999) 6.65% 39 Term Deposit - 1 month (25,000,000 - 49,999,999) 6.90% 40 Term Deposit - 1 month (50,000,000 - 99,999,999) 7.15% 41 Term Deposit - 1 month (100,000,000 & above) 7.40% 42 Term Deposit - 3 months (1 - 9,999,999) 6.60% 43 Term Deposit - 3 months (10,000,000 - 24,999,999) 6.80% 44 Term Deposit - 3 months (25,000,000 - 49,999,999) 7.00% 45 Term Deposit - 3 months (50,000,000 - 99,999,999) 7.20% 46 Term Deposit - 3 months (100,000,000 & above) 7.40% 47 Term Deposit - 6 months (1 - 9,999,999) 6.85% 48 Term Deposit - 6 months (10,000,000 - 24,999,999) 7.15% 49 Term Deposit - 6 months (25,000,000 - 99,999,999) 7.40% 50 Term Deposit - 6 months (100,000,000 & above) 7.60% 51 Term Deposit - 1 year (profit paid monthly) 7.50% 52 Term Deposit - 1 year - (1 - 9,999,999) (profit paid at maturity) 7.25% 53 Term Deposit - 1 year - (10,000,000 - 24,999,999) (profit paid at maturity) 7.50% 54 Term Deposit - 1 year - (25,000,000 - 49,999,999) (profit paid at maturity) 7.75% 55 Term Deposit - 1 year - (50,000,000 - 199,999,999) (profit paid at maturity) 8.00% 56 Term Deposit - 1 year - (200,000,000 & above) (profit paid at maturity) 8.25% 57 Term Deposit - 3 years (profit paid monthly) 5.49% 58 Term Deposit - 3 years - (1 - 9,999,999) 5.58% 59 Term Deposit - 3 years - (10,000,000 - 24,999,999) 5.58% 60 Term Deposit - 3 years (25,000,000 - 49,999,999) 5.58% 61 Term Deposit - 3 years (50,000,000 - 199,999,999) 5.58% 62 Term Deposit - 3 years (200,000,000 & above) 5.58% 63 Term Deposit - 5 years (profit paid at maturity) 5.19% 64 IFRE (Islamic Finance for Renewable Energy) 3.00% 65 ILTFF – 10 years (Textile) 2.25% 66 ILTFF – 5 years (Textile) 9.00% 67 ILTFF – 3 years (Textile) 5.35% 68 ILTFF – 10 years (Non-Textile) 3.50% 69 ILTFF – 5 years (Non-Textile) 5.50% 70 ILTFF – 3 years (Non-Textile) 2.75% 71 ITERF – (Islamic Temporary Economic Re-Finance) 1.02% 72 SBP - Islamic Refinance for Modernization of SMEs 2.00% 73 SBP - Islamic Financing Facility for Storage Product (IFFSAP) 3.50% 74 IB AL Habib Signature Account 0.01% 75 Charity Funds 7.50% 76 AL Habib Woman Saving Account 8.50% 77 AL Habib Woman Asaan Saving Account % 78 AL Habib Woman Digital Saving Account 8.50% 79 Pensioner Saving A/C 7.50% 80 AL Habib Asaan Saving Account 7.50% 81 AL Habib Asaan Digital Saving Account 7.50% 82 AL Habib Remit Account Savings 7.50% 83 AL Habib Freelancer Account PKR 7.50% 84 SB Monthly Profit 7.50% 85 AL Habib Mahana Munafa Account 7.50% 86 AL Habib Special Saver Base 7.50% 87 AL Habib Monthly Saver 7.50% 88 AL Habib Young Savers Account 7.50% 89 AL Habib Senoir Citizen Monthly Savings Account 8.00%   Foreign Currency-USD S. # Product Profit Rates 1 Saving Account USD (0-4,999) 1.00% 2 Saving Account USD (5,000-9,999) 1.24% 3 Saving Account USD (10,000-24,999) 1.46% 4 Saving Account USD (25,000-99,999) 1.77% 5 Saving Account USD (100,000 & Above) 2.05% 6 Roshan Digital Saving Account USD (0 - 4,999) 1.00% 7 Roshan Digital Saving Account USD (5,000 - 9,999) 1.24% 8 Roshan Digital Saving Account USD (10,000 - 24,999) 1.46% 9 Roshan Digital Saving Account USD (25,000 - 99,999) 1.77% 10 Roshan Digital Saving Account USD (100,000 & Above) 2.05% 11 AL Habib Foreign Currency Saver (0-4,999) 1.24% 12 AL Habib Foreign Currency Saver (5,000 - 9,999) 1.46% 13 AL Habib Foreign Currency Saver (10,000 - 24,999) 1.77% 14 AL Habib Foreign Currency Saver (25,000 - 99,999) 2.05% 15 AL Habib Foreign Currency Saver (100,000 - 999,999,999,999,998) 2.05% Foreign Currency- EURO & GBP S. # Product Profit Rates 1 Saving Account EURO & GBP (0-4,999) 0.83% 2 Saving Account EURO & GBP (5000-9,999) 1.02% 3 Saving Account EURO & GBP (10,000-24,999) 1.54% 4 Saving Account EURO & GBP (25,000-99,999) 1.76% 5 Saving Account EURO & GBP (100,000 & Above) 1.95% 6 Roshan Digital Saving Account EURO & GBP (0 - 4,999) 0.83% 7 Roshan Digital Saving Account EURO & GBP (5,000 - 9,999) 1.02% 8 Roshan Digital Saving Account EURO & GBP (10,000 - 24,999) 1.54% 9 Roshan Digital Saving Account EURO & GBP (25,000 - 99,999) 1.76% 10 Roshan Digital Saving Account EURO & GBP (100,000 & Above) 1.95% 11 NEW FCY SAVING STG (0 - 4,999) 0.83% 12 NEW FCY SAVING STG (5000 - 9,999) 1.02% 13 NEW FCY SAVING STG (10000 - 24,999) 1.54% 14 NEW FCY SAVING STG (25000 - 99,999) 1.76% 15 NEW FCY SAVING STG (100000 - 999,999,999,999,998) 1.95% 16 AL Habib Foreign Currency Saver GBP (0 - 4,999) 0.83% 17 AL Habib Foreign Currency Saver (5000 - 9,999) 1.02% 18 AL Habib Foreign Currency Saver GBP (10000 - 24,999) 1.54% 19 AL Habib Foreign Currency Saver GBP (25000 - 99,999) 1.76% 20 AL Habib Foreign Currency Saver GBP (100000 - 999,999,999,999,998) 1.95% 21 AL Habib Foreign Currency Saver EUR (0 - 4,999) 0.83% 22 AL Habib Foreign Currency Saver EUR (5000 - 9,999) 1.02% 23 AL Habib Foreign Currency Saver EUR (10000 - 24,999) 1.54% 24 AL Habib Foreign Currency Saver EUR (25000 - 99,999) 1.76% 25 AL Habib Foreign Currency Saver EUR (100000 - 999,999,999,999,998) 1.95% General LCY Pool TDR for C2I Conversion S. # Product Profit Rates 1 TERM DEPOSIT 1 MONTH (PKR) 9.00% 2 TERM DEPOSIT 3 MONTH (PKR) 8.50% 3 ALHABIB SALANA MUNAFA 9.60% 4 ALHABIB SALANA MUNAFA 10.50% 5 ALHABIB MAHANA MUNAFA 1 YEAR 9.50% 6 ALHABIB MAHANA MUNAFA 1 YEAR 10.00% 7 ALHABIB MAHANA MUNAFA 1 YEAR 10.25% 8 ALHABIB MAHANA MUNAFA 2 YEAR 7.50% 9 ALHABIB MAHANA MUNAFA 5 YEAR 10.25% 10 ALHABIB MAHANA MUNAFA 5 YEAR 13.00% 11 ALHABIB MAHANA MUNAFA 5 YEAR 13.50% The above declared profit rates have been approved by the Resident Shariah Board Member (RSBM).

Values

Values Directors and employees of the Bank shall always be guided by the following values: Respect for people Relationships of Trust Service to Customers Simplicity in Everything Culture of Ownership Communication & Cooperation Brief description of each of the above-mentioned values is given below: Respect for People We must treat our colleagues, customers, and all other persons who come into contact with us with utmost respect, courtesy, and decency. Relationships of Trust We must be worthy of the trust of people who work or do business with us. Trust is earned by acting with honesty, fairness, and prudence in all dealings and in all circumstances. Keeping promises is an essential element of trust. Service to Customers We must provide the best possible

Downloads

Financial Reports A glance at Bank AL Habib`s performance over the years View More Forex Rates For our valuable customers, Forex Rates are only a click away.  Download Schedule of Charges Stay up to date by reviewing our semi-annual schedule of charges View More