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As part of our efforts to promote financial inclusion and empowerment, the management of Bank AL Habib have approved and introduced the motorcycle financing product for working women of Pakistan enabling them to buy their own motorcycle/ scooty/ scooter. With flexible payment plans and competitive rates, this financing solution is designed to meet the needs of Salaried and Self-employed female customers. The financing is available under shariah compliant mode of Diminishing Musharakah.

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Product Features

  • Easy Financing: Get financing for locally manufactured/assembled brand new scooters, motorcycles, and scooty
  • Flexible payment: Pay in installments in fixed and variable rates
  • Down Payment: Minimum down payment required is 30%
  • Hidden charges: No Additional or hidden charges on prepayment or partial payment

Financing Details

  • Processing Fee: Quick processing and waiver on processing fee
  • Financing Limit:Maximum Financing amount is Rs. 250,000/-.
TenureVariable RatesFixed Rates
1–3 Years1 YK + 3.5%1 YK + 4.5%
4 Years1 YK + 4.5%1 YK + 5.5%
  • Financing tenor:
    • Japanese Brand:1 to 4 Years
    • Chinese Brand:1 to 3 Years
    • Identity : Pakistani National Female holding CNIC/ SNIC
    • Minimum Salary / Income:
      • Minimum Salary for Salaried – Rs. 40,000/- per month
      • Minimum Income for Self Employed – Rs. 40,000/ - per month
    • Age: Minimum 21 years & Maximum 60 years at the time of maturity
    • DBR: Aggregate DBR to be maintained at 40%
    • Year of service: Minimum 1 year of service or business

    Note: Salary transfer through BAHL is not mandatory in case of Women Segment

    • Bank Statement: Last 6 months’ bank statement
    • Photographs: 2 recent passport-size photographs
    • Application form: Completed and signed application form
    • Identity Document: Copy of Computerized/ Smart National Identity Card (CNIC/SNIC)
    • Proof of Employment/ Business: Permanent/ Regular employee and 1 year working experience in case of Salaried and acceptable business proof in case of business.
    • Salary slips: 3 months salary slips in case of salaried