Trainee Officer Program

Management Trainee Officer Program Bank AL Habib Management Trainee Officer Program is a talent nourishment program guided by our value system, and it is aligned to our corporate goals for developing future leaders of Bank AL Habib and Pakistan. Fast-track your career with Bank AL Habib Management Trainee Officer Program. You shall be given an opportunity to learn from industry professionals, seasoned Bankers and benefit from banking knowledge through a well-planned training plan.  Encompassing an experiential learning approach through classroom training and on-field assignments, Management Trainee Officers shall have an opportunity to interact with banking experts and learn from their experience.  A combination of case studies, project assignments, and evaluations shall refine and equip Management Trainee Officers to handle hands-on problems of the Banking arena in Pakistan. We look forward to transforming you into future leaders of Bank AL Habib. Eligibility Criteria Master’s Degree / 04 years Bachelor Degree from HEC recognized / Foreign UniversityMinimum CGPA 3.0 or 70% marks (where CGPA is not applicable)Maximum age up to 25 years. Program Highlights Training Duration – 6 Months Perks and Benefits Health Insurance

Signature Debit Card Term & Conditions

Electronic Funds Transfer

Electronic Funds Transfer Facility Electronic Funds Transfer facility enables funds transfer between bank accounts, either within the same Bank or to another Bank or financial institution, using alternative delivery channels including ATMs, POS terminals, mobile and internet banking platforms, call center or any other channel approved by the State Bank of Pakistan. Bank AL Habib provides customers the following alternate delivery channels to initiate electronic funds transfer: AL Habib ATM through Debit Card AL Habib Mobile App AL Habib Netbanking Getting Started with Bank AL Habib`s Electronic Funds Transfer Services You need to have a Savings or Current Account in Bank AL Habib along with either a Debit Card or AL Habib Mobile App / Netbanking. EFT Limits Through AL Habib Debit Cards: AL Habib Signature Debit Card Rs 2,000,000/- AL Habib Platinum Debit Card Rs 500,000/- AL Habib Gold Debit Card Rs 400,000/- AL Habib Silver Debit Card Rs 300,000/- AL Habib UnionPay Debit Card Rs 250,000/- AL Habib PayPak Debit Card Rs 200,000/- Through AL Habib Mobile App/Netbanking: Raast P2P / 1-link per day Transaction Limits in PKR Transaction Mode Transaction Limits Any Bank AL Habib Account PKR 6,000,000 Own Account PKR 10,000,000 Any other Bank Account via RAAST PKR 2,000,000 Any other Bank Account via 1-Link (IBFT) PKR 2,000,000 EFT Charges There are no charges for customers who wish to transfer funds from one Bank AL Habib Account to another account within Bank AL Habib. If you wish to transfer funds from your Bank AL Habib account to a Bank Account in another Bank, the charges are as follows: Inter Bank Funds Transfer Free IBFT - Upto Rs. 25,000/- per month / per account. For the additional amount above Rs. 25,000/- per month per account, 0.1% of the transaction amount or Rs. 200, whichever is lower will be charged Error/Dispute/Complaint Reporting Procedures For support, you may contact: Your relationship branch where your Bank Account is maintained Our 24/7 Call Center (+92 21) 111-014-014 (+92 21 32446978 69 for international customers) Through Email via info@bankalhabib.com You may also drop your complaint / suggestion in the Complaint Box available at all Bank AL Habib branches and ATMs Alternatively, you may visit the provided link to submit a complaint, where the entire procedure is outlined for your convenience. Click here Availability of Online Funds Transfer Facility Service Availability: 24/7 Expected Duration for Fund Transfer Instantly, funds transfer on a real time basis. On successful funds transfer a SMS alert will be sent to customer registered mobile number, where available. An email alert along with the SMS alert will be sent to customers registered email address if transfer funds through AL Habib Mobile and Netbanking. Funds Transfer to Member Bank account ADVANCE MICROFINANCE BANK ALBARAKA ALLIED BANK LIMITED APNA MICROFINANCE BANK ASKARI BANK LIMITED BANK ALFALAH LIMITED BANK OF KHYBER BANK OF PUNJAB BANK ISLAMI CITI BANK DUBAI ISLAMIC BANK FINCA FINJA EMI WALLET FAYSAL BANK LIMITED FIRST WOMEN BANK HABIB BANK LIMITED HABIB METROPOLITAN BANK ICBC JS BANK LIMITED KMBL KHUSHALI MICRO FINANCE BANK MCB ARIF HABIB SAVINGS MCB BANK LTD MCB ISLAMIC BANK LTD MEEZAN BANK LIMITED MOBILINK MICROFINANCE BANK NAYAPAY NBP FUNDS MANAGEMENT NRSP NATIONAL BANK OF PAKISTAN SAMBA SILK BANK SINDH BANK SONERI BANK STANDARD CHARTERED BANK BANK MAKRAMAH LIMITED TELENOR MICROFINANCE BANK LTD HBL MICROFINANCE BANK U MICROFINANCE BANK UNITED BANK LIMITED ZARAI TARAQYATI BANK LTD AL MEEZAN INVESTMENTS CENTRAL DIRECTORATE OF NATIONAL SAVINGS (CDNS) CENTRAL DEPOSITORY COMPANY (CDC) DIGITT++ KEENU ONEZAPP PAYMAX SADAPAY TAG .contentSection.bank-list ul li { width: 24%; display: inline-block; vertical-align: top; margin-top: 25px; margin-bottom: 0; padding-right:20px; } .contentSection ul li{ line-height:1.5; } @media only screen and (max-width: 991px) { .contentSection.bank-list ul li { width: 33%; margin-top: 15px; } } @media only screen and (max-width: 767px) { .contentSection.bank-list ul li { width: 100%; } }

Cash Management

Services We Offer To provide value added services is part of our mission statement. When it comes to optimize cash flows and liquidity of our clients, we tailor need-based solutions for them. Our Cash Management suite of products and services is geared towards addressing business and operational complexities of clients with the objective to streamline their receivables and payables. With our branch network of 1309 Branches (inclusive of Sub-Branches & Islamic Banking Branches) in 531 cities / towns of Pakistan, scalable systems and experienced product specialists, we add significant efficiencies in streamlining cash flows and financial operations of clients. Following products and services are readily available under the ambit of Cash Management: Collections Collection Solutions for Corporates, SME & Commercial clients etc Utility Bills Collection Arrangements Domestic (LCY) Correspondent Banking Services to F.Is School Fee Collection Arrangements (via Branches & iBanking/ATMs) Club Fee Collection Arrangements (via Branches & iBanking/ATMs) Bar Code Enabled Bills / Fee Collection Solutions for Schools & Clubs General Public Flotations – (TFCs / IPOs / Rights Shares Arrangements) API Based Collection Solutions Special Receipts Issuance & Collection Solution Collection Arrangements (via internet banking, Mobile Apps & ATMs of other banks) using services of Aggregator

Investment Opportunities

Islamic Term Deposit (TDR) Islamic Mahana Munafa (TDR) Real Estate Investment AL Habib Islamic Term Deposit Earn better profits than the regular saving accounts. If you have financial ability to tuck away your money for a certain period of time and can place your deposit in a fixed tenure, for example for six months. The AL Habib Islamic Term Deposit Account gives you opportunity to  earn Shariah compliant returns in flexible deposit periods, which is tailor-made to meet your short-term and long-term financial needs. Key Features Term deposits based on Islamic principles of Mudarabah Available in tenures of 1-month, 3-months, 6-months, 1-year, 3-years, and 5-years Minimum balance required PKR 25,000/- Early encashment is allowed as per applicable Terms & Conditions Profit rates are declared on monthly basis in arrears Profit payout at maturity basis Withholding Tax on profits and Zakat will be applicable as per laws Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance Download Form Download KFS AL Habib Islamic Mahana Munafa Earn better profits than the regular saving accounts. AL Habib Islamic Mahana Munafa Term Deposit lets you earn high Shariah compliant profits when you keep your savings for a fixed term. No need to use the principal, just enjoy the monthly profits. Key Features Term deposits based on Islamic principles of Mudarabah Available in tenures of one and three years Mahana Munafa Account can be opened with PKR 25,000/- Profit will be paid on monthly basis Early encashment is allowed as per applicable Terms & Conditions Withholding Tax on profits and Zakat will be applicable as per laws Deposit may be provided as security for allowing limits under Shariah Compliant modes of Finance Download Form Download KFS Investment in Real Estate Bank AL Habib Roshan Digital Account holders are now empowered to invest their funds digitally in commercial and residential real estate in Pakistan with ease and convenience. Direct Investment Registered Scheme Salient Features Direct Investment Investment in Registered Schemes Easy & Convenient Payment Options Relaxation in taxes Easy Repatriation of Funds Anytime (Terms & Conditions apply) .termdepositIcon.termdeposit-1 { background-image: url('/files/images/mahana_munafa.svg'); } .termdepositIcon.termdeposit-2 { background-image: url('/files/images/COVID19-icons-05.svg'); } .termdepositIcon.termdeposit-3 { background-image: url('/files/images/COVID19-icons-04.svg'); } .termdepositIcon.termdeposit-4 { background-image: url('/files/images/gem-01.svg'); } .termdepositIcon.termdeposit-5 { background-image: url('/files/icon/security_tips.svg'); } .termdepositIcon.termdeposit-7 { background-image: url('/files/images/fixed_term_deposit.svg'); } .termdepositIcon.termdeposit-8 { background-image: url('/files/images/special_saver.svg'); } .social-section span { font-size: 33px; color: #15804f; vertical-align: middle; } .social-section strong { margin-right: 5px; vertical-align: middle; } .social-section a { display: inline-block; width: 40px; height: 40px; background: #15804f; border-radius: 50px; margin: 0 3px; vertical-align: middle; } .social-section a i { color: #fff; font-size: 40px; line-height: 40px; } .social-section a .icon-instagram { width: 40px; height: 40px; background-size: 70%; } .social-section a:hover { background: #fbb040; text-decoration: none; } .social-section a:hover .icon-instagram { background-image: url('/files/images/intagram-icon.svg'); } .schedule-txt { display: inline-block; padding: 12px 20px; background: #cccccc61; margin: 10px 0 25px 0; } .schedule-txt p { margin: 10px 0; } .schedule-txt strong { width: 200px; display: inline-block; } .atm-content { direction: ltr; text-align: left; } .table-responsive { display: table; } div.dataTables_wrapper div.dataTables_length select { font-family: gilroy; } table.dataTable thead .sorting:before, table.dataTable thead .sorting:after, table.dataTable thead .sorting_asc:before, table.dataTable thead .sorting_asc:after, table.dataTable thead .sorting_desc:before, table.dataTable thead .sorting_desc:after, table.dataTable thead .sorting_asc_disabled:before, table.dataTable thead .sorting_asc_disabled:after, table.dataTable thead .sorting_desc_disabled:before, table.dataTable thead .sorting_desc_disabled:after { bottom: 1.5em !important; } .contentSection ul li{line-height:1.5;} @media screen and (max-width: 767px) { div.dataTables_wrapper div.dataTables_filter label { width: 100% } div.dataTables_wrapper div.dataTables_filter input { width: 84% !important; margin-bottom: 25px; } .dataTables_length { display: none; } div.dataTables_wrapper div.dataTables_paginate ul.pagination { justify-content: center !important; } .table-responsive { display: inherit; } }

Woman Accounts

Locker Facility

About Us

Bank AL Habib Dawood Habib Group, the sponsor of Bank AL Habib Limited has a history in the banking sector dating back to the 1920’s. The group played a major role in meeting the financial needs of Pakistan making it the first institution to provide banking services to the new Country. Dawood Habib Group Dawood Habib Group the sponsor of Bank AL Habib Limited has a long track record in banking that dates back to the 1920s. The Group was among the founding members of Habib Bank Limited and played a major role in meeting the financial and banking needs of Pakistan. It was nationalized along with other Banks in Pakistan on January

Islamic SME Financing

Financial Institutions

Documentary Letter of Credits Export LCs - Advising, Adding Confirmation, Negotiation, Discounting. Import LCs – Issuance of Import LCs. Correspondent Banks NOSTRO Accounts and Routing Detail for Remittances Bank AL Habib Ltd - Pakistan Account List Routing Detail Of Different Currencies