USD Denominated Certificates
PKR Denominated Certificates
Maturity proceeds will be credited back to the investor’s AL Habib Islamic Roshan Digital Account on the same day by the Bank.
In case of a holiday, the next working day falling after the holiday will be considered the periodic profit date/principal payment date. No profit will be payable for the period of the holidays.
Zakat: The Certificates shall be exempted from compulsory deduction of zakat.
Tax: 10% Withholding Tax on profit will be applicable.
In case of death of an investor, the payment (principal and profit, if any), will be made to the legal heirs of the deceased investor in accordance with the succession certificate or equivalent documentation in accordance with the law for the time being in force.