Business Dealings
Business Dealings We fulfill our commitments towards our customers and shareholders as their custodians so as to further strengthen their trust in us. We conduct all business dealings with integrity, prudence, fairness, and courtesy. We aim to ensure that the interests of the Bank, its customers, shareholders, and employees are safeguarded and corporate objectives and strategies are implemented. We must continually upgrade and expand our products and services to support the Bank’s growth and to anticipate and meet the changing requirements of our customers. We shall avoid all such activities in which our personal interests conflict with the interests of the Bank, its customers and shareholders, and shall ensure ethical handling of any actual or apparent conflict of interest. We shall always endeavor to contribute towards the betterment, development, and growth of the Bank.
View DetailsValues
Values Directors and employees of the Bank shall always be guided by the following values: Respect for people Relationships of Trust Service to Customers Simplicity in Everything Culture of Ownership Communication & Cooperation Brief description of each of the above-mentioned values is given below: Respect for People We must treat our colleagues, customers, and all other persons who come into contact with us with utmost respect, courtesy, and decency. Relationships of Trust We must be worthy of the trust of people who work or do business with us. Trust is earned by acting with honesty, fairness, and prudence in all dealings and in all circumstances. Keeping promises is an essential element of trust. Service to Customers We must provide the best possible
View DetailsFair Treatment of Customers (FTC)
Bank AL Habib is committed to treat customers fairly and our Fair Treatment of Customers (FTC) policy is driven by following principles: Customers are dealt with utmost fairness and courtesy Senior Citizens and Differently Abled persons are offered priority services at all our branches The Products and Services are designed to meet banking needs of our customer base Complete and correct Products and Services information is provided to enable existing and potential customers to make informed choices Products and Services are fairly and competitively priced as per the market rates Grievances of customers are resolved through a transparent and efficient complaint resolution mechanism in a timely manner Customer feedback is welcomed to further improve our services We Value Your Feedback Click Here Lodge Complaint × You may also submit your suggestion/complaint at the website now.Are you sure want to proceed further? Proceed #main-slider .carousel-inner .sliderImg{ background-position:center 25% !important; }
View DetailsGuarantees
Foreign Bank Guarantees Upon the request of our customers and against collaterals and limits accorded to them subject to approval of our Central Bank (if required), we issue Counter Guarantees ( SBLCs, Performance Bonds, Bid Bonds and Advance Payment Guarantees etc) to our Foreign Correspondent Banks. Against Counter Guarantees of Foreign banks we issue our Guarantees to beneficiaries in Pakistan. It is based on the concept that the issuer undertakes to pay the beneficiary upon presentation of complying demand.
View DetailsMoney Laundering & Terrorism Financing notice
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View DetailsAbout Us
Bank AL Habib Dawood Habib Group, the sponsor of Bank AL Habib Limited has a history in the banking sector dating back to the 1920’s. The group played a major role in meeting the financial needs of Pakistan making it the first institution to provide banking services to the new Country. Dawood Habib Group Dawood Habib Group the sponsor of Bank AL Habib Limited has a long track record in banking that dates back to the 1920s. The Group was among the founding members of Habib Bank Limited and played a major role in meeting the financial and banking needs of Pakistan. It was nationalized along with other Banks in Pakistan on January
View DetailsDirectors and Employees
Directors and Employees We select and employ people based on the Bank’s recruitment policy and criteria, without any bias or prejudice of race, caste, color, creed, gender, or religious belief. We place qualified and efficient people in management positions, so that the Bank’s functions are performed effectively and are of high quality. We encourage/motivate employees to perform their duties diligently for achieving optimum output and efficiency. We evaluate employees’ performance and reward them on the basis of their contributions. We aim to ensure that all employees work towards achievement of corporate objectives, individually and collectively as a team, and conduct themselves at work and in the society as responsible employees and citizens. We provide training to employees at all levels for improvement in their knowledge and skills. We aim to ensure that all employees work towards achievement of corporate objectives, individually and collectively as a team, and conduct themselves at work and in the society as responsible employees and
View DetailsSupreme Court & Prime Minister fund for Diamer & Bhasha Dams
Introduction In accordance with the directives of the State Bank of Pakistan, Bank AL Habib has opened an account titled “The Supreme Court of Pakistan and the Prime Minister of Pakistan Diamer-Bhasha and Mohmand Dams Fund” where donations/contributions can be deposited to raise finances for construction of the above mentioned dams. Notice of Complains for Diamer-Bhasha and Mohmand Dam Fund Diamer Bhasha And Mohmand Dam Fund Donation Donations and contributions to this fund can be made in the form of cash, cheque, prize bonds and other cash equivalents at any of our branches and sub branches nationwide or through our following digital channels: ATMs AL Habib Mobile and Netbanking Mobile Banking
View DetailsPrivacy Policy
Introduction This Website is owned and controlled by Bank AL Habib Ltd. ("BAHL"). BAHL respects the privacy of visitors to its Website, and advises all visitors/surfers and clients to read and understand our privacy policy, and to check it periodically for any updates or revisions. When you visit this Website, BAHL may collect personal data about you, either directly (where you are asked to provide the data) or indirectly (through IP address, cookies, etc.). BAHL will, however, use such personal data only for the purposes set forth in this Privacy Statement and BAHL is committed to safeguarding such personal data. This Statement sets out the purposes of BAHL's data processing in respect of this Website. BAHL may gather and analyze information relating to particulars of users, their computing equipment/devices, usage of this Website, including domain name, the number of hits, the pages visited, previous/subsequent sites visited and length of user session. Purposes of Processing BAHL collects and processes information about customers and visitors to its Website to conduct its business, to inform and offer products and services that may be of interest to you, as well as to compile Web statistics. The information provided by you can be used to contact you when necessary, e.g. to obtain further information or confirmation about your data, notify you about functionality changes to the Website and BAHL online services, as well as to offer other services that you may find helpful (provided you have not opted out of receiving such services). Sensitive Data/Information BAHL does not seek to collect sensitive personal information (such as information revealing personal preferences, political opinions, religious beliefs, health or other matters) through this Website. If BAHL does collect any such data, your prior consent for this will be obtained. Please note that, by providing BAHL with solicited or unsolicited sensitive personal information you consent to our using such personal information as described above. Disclosure of Information Where required by Financial Services Regulator(s) or Law Enforcement Agencies, BAHL will share necessary customer and other information, as advised. Other than this, BAHL will never disclose information that it has collected from its users to any of its affiliates, independent contractors and business partners for any purpose, whatsoever. Also we will not transfer information collected in the process of sales of our products and services. Third Party Sites Please note that this Privacy Statement does not extend to third party websites linked to this/BAHL’s Website. Amendments BAHL reserves the right to modify this Privacy Statement, or any part thereof, at any time and from time to time. You are requested to kindly review this statement frequently for any changes. Website Analytics BAHL Website uses analytical tools, a service which transmits website traffic data to analytical tools. Google Analytics does not identify users or associate your IP address with any other data. We use these tools to understand website traffic, and usage.We use the following tools for Advertising Google AdWords Personal Data: Cookies and Usage Data Facebook Audience Network Personal Data: Cookies, unique device identifiers for advertising (Google Advertiser ID or IDFA, for example) and Usage Data For Bahrain Customers Download the Bank AL Habib Data Privacy Notice Click here.
View DetailsOther Information
“TFP Award 2017” from Asian Development Bank (ADB). The Bank has received Trade Finance Program Award for leading Partner Bank in Pakistan 2017. “Bank of the Year (Mid-Size Banks) 2017” by CFA Society Pakistan. This is the sixth time that the Bank has received this award, having received it earlier for the years 2009, 2010, 2011, 2012 and 2016. “Top 25 Companies Award” for the year 2017 by the Pakistan Stock Exchange Limited. Criteria for the award include dividend payout, capital efficiency, profitability, free-float of shares, transparency, corporate governance & investor relation and compliance with listing of companies & securities regulations. Alhamdolillah, this is the seventh time that the Bank has been selected for this award. “The Strongest Bank Balance Sheet in Pakistan, 2013” by The Asian Banker. This certification is based on the strength, liquidity and sustainability of the balance sheet in a challenging market place. “Award of Recognition, 2010” from International Finance Corporation (IFC) as the Most Active GTFP (Global Trade Finance Program) Issuing Bank in Middle East & North Africa for “South-South” Trade. This is the second consecutive year that the Bank received an award from IFC in recognition of participation in GTFP. “Membership of industry associations and trade bodies of the Bank are KCCI, PBA and 1Link.”
View DetailsAL Habib Woman Islamic Account
AL Habib Woman Account is a product especially designed to empower women with financial independence and facilitate them in simplified banking.
View DetailsAL Habib Islamic Freelancer Current Account
AL Habib Islamic Freelancer Account is a specialized banking solution tailored for freelancers seeking seamless and efficient management of their work payments and remittances. Opening a Freelancer Account is convenient through digital means or by visiting the nearest branch. Compare Accounts
View DetailsRemit Account
AL Habib Remit Account facilitates in receiving remittances directly into your account from your loved ones abroad through safety and convenience. The account offers various value added features. Compare Accounts
View DetailsIslamic Tijarat Account
A personal relationship of caring and trust Let us take care of your family if you are unable to, due to Accidental Death or Permanent Disability. With our Shariah-compliant AL Habib Islamic Tijrat Account, get Shariah compliant profit and free Takaful Coverage. Takaful Sharia compliant insurance system in which money is pooled and invested and in case of adverse circumstance shared with the people in the pool. Compare Account .fixedImgDynamic.current {background-image: url('../files/images/current.jpg') !important;position: relative;}
View DetailsAL Habib Islamic Signature Account
AL Habib Islamic Signature Account is a current remunerative account designed for those who value personalized service and premium benefits. This account offers unmatched convenience, lifestyle rewards, and an exceptional customer care experience. This account is based on Shariah Compliant mode of Mudarabah. Compare Accounts
View DetailsAL Habib Woman Islamic Asaan Account
AL Habib Woman Asaan Account is a product especially designed for women to empower them with financial independence and facilitate them with simplified banking.
View DetailsIslamic Senior Citizen Account
Growing old has its privileges Let AL Habib Islamic Senior Citizen Account take care of your banking and financial needs in a Shariah-compliant manner. The account offers Shariah compliant monthly profit and helps you live your golden years with pride, financial independence, ease and convenience. Compare Accounts #senior_citizen_account .lifeInsurance{display:none;}
View DetailsIslamic Asaan Remittance Savings Account
An easy to open account for receiving money directly from abroad into your account Open AL Habib Islamic Asaan Remittance Savings Account and receive your money from abroad directly in your savings account. See your savings grow by earning Shariah compliant profit. Sending and receiving money is free, fast and safe. Account is easy to open with a simplified one-page account opening form. This account is for individuals only (Single/ Joint) Compare Accounts .fixedImgDynamic.current {background-image: url(../files/images/saving.jpg) !important;position: relative;} .carousel-item.active.bgCover.bgPosBtmLeft.page-.sliderImg.sliderImg.bannerOverlay{ background-image: url('../files/images/Saving-Account-Banner.jpg') !important; }
View DetailsIslamic Foreign Currency Savings Account
Catering to your Personal needs AL Habib Islamic Foreign Currency Savings Account gives you unlimited access to your account available in US dollar only. Stay assured that your money is handled in a Shariah-compliant manner and you enjoy complete control over your cash flows with Free benefits. @media only screen and (max-width: 450px) { .fixedImgDynamic.current::after { background: rgba(51, 51, 51, 0.8313725490196079) !important; } } .fixedImgDynamic.current { background-image: url("../files/images/Foreign-Currency---Breaker.jpg ") !important; position:relative; } .fixedImgDynamic.current .container { position:relative; z-index:2; } .fixedImgDynamic.current::after{ content: ""; position: absolute; width: 100%; height: 100%; left: 0; right: 0; top: 0; bottom: 0; margin: auto; background: linear-gradient(106.01deg, #070e19 -30.56%, rgba(7, 14, 24, 0.26) 53.89%); z-index: 1; }
View DetailsIslamic Asaan Current Account
Easiest way to open a Shariah compliant account AL Habib Islamic Asaan Current Account enables you, conveniently open a bank account with as little as Rs.5/-. A simplified English or Urdu single-page Account Opening Form (AOF) and minimum documentation for Pakistani Nationals residing in Pakistan. Compare Accounts .fixedImgDynamic.current {background-image: url('../files/images/current.jpg') !important;position: relative;} .carousel-item.active.bgCover.bgPosBtmLeft.page-.sliderImg.sliderImg.bannerOverlay{ background-image: url(../files/images/Bank-AL-Habib-Current-Plus-Account-01.jpg) !important; }
View DetailsAL Habib Digital Account Gold
Go Global with our AL Habib Digital Account Gold Debit Card which is accepted everywhere and enjoy the following benefits:
View DetailsSignature Debit Card
Your AL Habib Signature Debit Card offers superior features and unmatched benefits
View DetailsVisa Debit Signature
Bank AL Habib has introduced the prestigious Visa Debit Signature Card, designed exclusively for you, our distinguished customer. As a valued Signature cardholder, you can avail higher transaction limits, world-class international Visa services and privileges you truly deserve.
View DetailsVisa Debit Silver
Bank AL Habib Visa Silver Debit Card enables you the access to your account from over 1.65 million ATMs and 20 million merchants in 148 countries.
View DetailsVisa Debit Platinum
Bank AL Habib VISA Platinum Debit Card is your financial power-key. Linked to over 1.7 million ATMs and 24 million merchants globally, Bank AL Habib helps you unlock premium lifestyle facilities globally.
View DetailsUnionPay Apna Debit
24/7 access and a nominal fee structure makes Bank AL Habib UnionPay Debit Card your perfect banking companion.
View DetailsAL Habib Digital Account Classic
AL Habib Digital Account Classic enables you to access your account from anywhere in the world and make transactions effortlessly.
View DetailsVisa Debit Gold
Linked to the Global VISA Network, Bank AL Habib VISA Gold Debit Card empowers you to handle purchases and withdraw cash while travelling abroad.
View DetailsUnionPay Debit
24/7 access and a nominal fee structure makes Bank AL Habib UnionPay Debit Card your perfect banking companion.
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