Reasons for Choosing Bank AL Habib

The workplace culture at Bank AL Habib is to keep the customer service satisfaction at its best, we are focused on assisting customer needs and businesses to succeed financially. Bank AL Habib Limited (BAHL) is a place to learn, to share ideas, to develop one’s talent, find meaning and realise one’s passion. In a short span of 34 years, BAHL has secured its position as one of the top banks in Pakistan, just the right place that offers opportunities of growth, progress and developing a successful career! Our people come from diverse backgrounds, they bring unique perspectives to our collaborative environment, every employee is a valuable resource who needs to be nurtured, and respected. Employees’ happiness quotient is very important to us, that is why constant communication is maintained to gauge their happiness. We believe that when talent is merged with the right opportunity in an organization, amazing things can happen. This is what makes Bank AL Habib, a place of opportunities, where your skills can help you make your banking career & successful one.

Direct Debit Facility

Bank AL Habib is proud to introduce the Direct Debit Facility to make bill payments and mobile top-ups easier for you. When you sign up for the service, this unique and innovative facility sets up automatic recurring payments for all your bills and top-ups from your designated account maintained at the branch. Make Your Life Easy! No registration fees Save your time as bills are paid automatically No requirement to have a credit or debit card to register for this facility No need to remember payment deadlines No hassles of writing cheques or carrying cash No waiting in long queues at banks For electricity, gas and telephone bills, you have the option to restrict the maximum amount of bill to be paid. Nominal fee of PKR 25/- only for a successful debit transaction Registering for the Bank AL Habib Direct Debit Facility is as easy as 1-2-3: Visit your nearest branch. Fill up the registration form (provided in the branch – also attached for your convenience). Submit the form for activation of the facility to your branch. Get yourself enrolled for this innovative facility and make your bill payments a stress free process. For further details, please contact our Call Center at 111-014-014. Services offered Currently Bank AL Habib Direct Debit facility is available for the following companies: Utility Mobile Pre & Post Paid Internet K Electric Ufone Wateen LESCO Zong Wi-tribe HESCO Mobilink Qubee GEPCO Telenor   SSGC   SNGPL     PTCL     PTCL Evo Prepaid     PTCL Evo Postpaid     PTCL Vfone     KWSB       Please note: All active PKR Saving and Current account holders (Individual-Single, Joint (Either or Survivor), Sole Proprietorship) are eligible for this facility. Download PDF

Trainee Officer Program

Management Trainee Officer Program Graduate Trainee Officer Program Trade Batch OfficerProgram IT Trainee Officer Program Management Trainee Officer Program Bank AL Habib Management Trainee Officer Program is a talent nourishment program guided by our value system, and it is aligned with our corporate goals for developing future leaders of Bank AL Habib and Pakistan. Fast-track your career with Bank AL Habib Management Trainee Officer Program. You will be given an opportunity to learn from industry professionals, seasoned Bankers and benefit

Signature Debit Card Term & Conditions

Credit Ratings

PACRA upgrades Entity & Instrument Ratings of Bank AL Habib Limited. Alhamdulillah, Pakistan Credit Rating Agency Limited (PACRA) has upgraded the Bank’s long term entity rating at AAA (Triple A). These ratings denote a lowest expectation of credit risk, indicate exceptionally strong capacity for timely payment of financial commitments. The short term rating of the Bank has been maintained at A1+ (A one plus). The ratings of our unsecured, subordinated TFCs have also been upgraded at AA+ (Double A plus) for TFC-2018, and AA (Double A) for TFC-2017 (perpetual). The ratings reflect BAHL’s strong performance, exceptional asset quality and healthy financial profile emanating from a strong equity base. The Bank’s business strategy derives strength from its strong positioning in niche market-trade finance. The ratings draw comfort from the Bank’s experienced management team, prudent risk management policies and deep rooted relationship with clients-borrowers as well as depositors. The ratings incorporate the Bank’s ability to capitalize on its branch network, expansion of deposit base via product innovation and diversification of advances portfolio by establishing relations with business entities in various sectors. Notably, the Bank’s deposit emanate from a wide client base, with a major proportion from in

Home Remittance

REMITTANCE HOME REMIT ACCOUNT REMITTANCE TRACKER SERVICES REMITTANCE PARTNERS AL Habib Home Remittance Every year thousands of Pakistani expatriates open the door for foreign currency inflow to our country. These

Cash Management

Services We Offer To provide value added services is part of our mission statement. When it comes to optimize cash flows and liquidity of our clients, we tailor need-based solutions for them. Our Cash Management suite of products and services is geared towards addressing business and operational complexities of clients with the objective to streamline their receivables and payables. With our branch network of 1309 Branches (inclusive of Sub-Branches & Islamic Banking Branches) in 531 cities / towns of Pakistan, scalable systems and experienced product specialists, we add significant efficiencies in streamlining cash flows and financial operations of clients. Following products and services are readily available under the ambit of Cash Management: Collections Collection Solutions for Corporates, SME & Commercial clients etc Utility Bills Collection Arrangements Domestic (LCY) Correspondent Banking Services to F.Is School Fee Collection Arrangements (via Branches & iBanking/ATMs) Club Fee Collection Arrangements (via Branches & iBanking/ATMs) Bar Code Enabled Bills / Fee Collection Solutions for Schools & Clubs General Public Flotations – (TFCs / IPOs / Rights Shares Arrangements) API Based Collection Solutions Special Receipts Issuance & Collection Solution Collection Arrangements (via internet banking, Mobile Apps & ATMs of other banks) using services of Aggregator

Value Added Services

AL Habib Stock Market Investment

Investment in Pakistan Stock Exchange (PSX) at Your Convenience Bank AL Habib account holders may now open an account digitally with Central Depository Company (CDC) / Brokerage House through a Digital process. This is an ideal opportunity for Bank AL Habib account holders (Local) to invest in Pakistan’s capital market and earn competitive returns offered by Pakistan Stock Exchange (PSX). The following customer information will be required: Permission to share the KYC/CDD details, documents and Specimen Signature with CDC for onward sharing with Trading Right Entitlement Certificate Holder (TREC), National Clearing Company of Pakistan (NCCPL) Consent on Terms & Conditions for opening of Account with TREC holder and opening of CDC account Select a TREC Holder with whom he/she wishes to trade Apply Now Key Features Digital access to Pakistan Stock Exchange Trading Account Opening Digitally Select the broker of your choice to open Trading Account User friendly, fully automated and integrated system Safe and secure custodial services Email & SMS Alert Facility Step for Investment Broker List Brokers Connected with CDC Disclaimer: Bank AL Habib Limited bears no responsibility for any action / investment made in reliance of research reports of any brokerage house. The analysis and recommendation in the research reports are of the brokerage companies themselves and Bank AL Habib Limited does not recommend any investment decision based on them. Customers are requested to take their own investment decisions considering all influencing elements including but not limited to the market risk. AL Habib Stock Market Investment Tutorial × .downloadListItem{background-color: #fff;} body.dark-mode .downloadFieldWrapper .downloadList .downloadListItem { background-color: #202020; } .bgPosBtmLeft { background-position: top !important; } @media (max-width: 575.98px) { .featureWrapper { flex-wrap: nowrap; text-align: left; } }

Deposit Protection Mechanism for Banking Companies

State Bank of Pakistan has launched "Deposit Protection Mechanism for Banking Companies" vide DPC Circular No. 4 of 2018 dated June 22, 2018 effective from July 01, 2018. As per Section 7(l) of the Deposit Protection Corporation Act, 2016, an amount up to Rs. 500,000/- (Rupees five Hundred Thousand) per depositor per bank has been determined by Deposit Protection Corporation (DPC) as the guarantee amount. For further details, please visit nearest Bank AL Habib branch or call at 111-014-014. Visit the Deposit Protection Corporation Website http://www.dpc.org.pk/ FAQs on Deposit Protection Mechanism Click here for Depositors Click here for Banks Downloadable Circulars DPC Circular No. 01 of 2018 - Notification of Board of Directors DPC Circular No. 02 of 2018 - Declaration of Commencement of Business of Deposit Protection Corporation DPC Circular No. 03 of 2018 - Member Institutions of Deposit Protection Corporation DPC Circular No. 04 of 2018 - Deposit Protection Mechanism