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Profit Sharing Mechanism

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RDA Service Request Form

Roshan Digital Service Form allows Roshan Digital Account holders to request the following services: Fund Transfer Payment of Utility Bills Issuance of Banker’s Cheque, Foreign Demand Draft and Foreign Telegraphic Transfer Cash Withdrawal Cheque Book Request You can nominate a person to collect the requested cash withdrawal or bankers Cheque. Filled and signed forms are required to be emailed to us at rda@bankalhabib.com Our representative will contact you to process your request further. For customers requesting services for the first time would be required to submit the following indemnity form along with the services form. Service Request Form Email Indemnity for RDA Transactions For all future requests indemnity form will not be required

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Historical Profit Sharing Ratio & Weightages

2025 Historical Profit Sharing Ratio & Weightages June 2025 Historical Profit Sharing Ratio & Weightages May 2025 Historical Profit Sharing Ratio & Weightages April 2025 Historical Profit Sharing Ratio & Weightages March 2025 Historical Profit Sharing Ratio & Weightages February 2025 Historical Profit Sharing Ratio & Weightages January 2025 2024 Historical Profit Sharing Ratio & Weightages December 2024 Historical Profit Sharing Ratio & Weightages November 2024 Historical Profit Sharing Ratio & Weightages October 2024 Historical Profit Sharing Ratio & Weightages September 2024 Historical Profit Sharing Ratio & Weightages August 2024 Historical Profit Sharing Ratio & Weightages July 2024 Historical Profit Sharing Ratio & Weightages June 2024 Historical Profit Sharing Ratio & Weightages May 2024 Historical Profit Sharing Ratio & Weightages April 2024 Historical Profit Sharing Ratio & Weightages March 2024 Historical Profit Sharing Ratio & Weightages February 2024 Historical Profit Sharing Ratio & Weightages January 2024 2023 Historical Profit Sharing Ratio & Weightages December 2023 Historical Profit Sharing Ratio & Weightages November 2023 Historical Profit Sharing Ratio & Weightages October 2023 Historical Profit Sharing Ratio & Weightages September 2023 Historical Profit Sharing Ratio & Weightages August 2023 Historical Profit Sharing Ratio & Weightages July 2023 Historical Profit Sharing Ratio & Weightages June 2023 Historical Profit Sharing Ratio & Weightages May 2023 Historical Profit Sharing Ratio & Weightages April 2023 Historical Profit Sharing Ratio & Weightages March 2023 Historical Profit Sharing Ratio & Weightages February 2023 Historical Profit Sharing Ratio & Weightages January 2023 2022 Historical Profit Sharing Ratio & Weightages December 2022 Historical Profit Sharing Ratio & Weightages November 2022 Historical Profit Sharing Ratio & Weightages October 2022 Historical Profit Sharing Ratio & Weightages September 2022 Historical Profit Sharing Ratio & Weightages August 2022 Historical Profit Sharing Ratio & Weightages July 2022 Historical Profit Sharing Ratio & Weightages June 2022 Historical Profit Sharing Ratio & Weightages May 2022 Historical Profit Sharing Ratio & Weightages April 2022 Historical Profit Sharing Ratio & Weightages March 2022 Historical Profit Sharing Ratio & Weightages February 2022 Historical Profit Sharing Ratio & Weightages January 2022 2021 Historical Profit Sharing Ratio & Weightages December 2021 .accordion-list .accordion-list-items{ display:block; } .downloadFieldWrapper .downloadList.mt-4{ margin-top:0 !important; }

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Direct Debit Facility

Bank AL Habib is proud to introduce the Direct Debit Facility to make bill payments and mobile top-ups easier for you. When you sign up for the service, this unique and innovative facility sets up automatic recurring payments for all your bills and top-ups from your designated account maintained at the branch. Make Your Life Easy! No registration fees Save your time as bills are paid automatically No requirement to have a credit or debit card to register for this facility No need to remember payment deadlines No hassles of writing cheques or carrying cash No waiting in long queues at banks For electricity, gas and telephone bills, you have the option to restrict the maximum amount of bill to be paid. Nominal fee of PKR 25/- only for a successful debit transaction Registering for the Bank AL Habib Direct Debit Facility is as easy as 1-2-3: Visit your nearest branch. Fill up the registration form (provided in the branch – also attached for your convenience). Submit the form for activation of the facility to your branch. Get yourself enrolled for this innovative facility and make your bill payments a stress free process. For further details, please contact our Call Center at 111-014-014. Services offered Currently Bank AL Habib Direct Debit facility is available for the following companies: Utility Mobile Pre & Post Paid Internet K Electric Ufone Wateen LESCO Zong Wi-tribe HESCO Mobilink Qubee GEPCO   SSGC   SNGPL     PTCL     PTCL Evo Prepaid     PTCL Evo Postpaid     PTCL Vfone     KWSB       Please note: All active PKR Saving and Current account holders (Individual-Single, Joint (Either or Survivor), Sole Proprietorship) are eligible for this facility. Download PDF

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Download Forms

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E-Statement Facility

Introduction eStatement is the electronic version of your account physical statement. You can view and print your statement right from your computer whenever you need it. You will start receiving the eStatement service within three business days after registration. For different accounts you need to update different email IDs in each account in order to get registered for each of them. Individual Account Corporate Account Individual Account Individual Account Holders are offered e-statement facility on following frequencies: Monthly Quarterly Half-Yearly Yearly Corporate Account Corporate Account Holders are offered e-statement facility on following frequencies: Daily Weekly Fortnightly Monthly Quarterly Half-Yearly How to register for e-Statement? STEP 1- Download online form or collect it from Bank AL Habib branch. STEP 2- Fill and submit the form at your relationship branch for registration of e-statement facility. You can also register for e-statement facility simply by calling our 24/7 helpline at +9221-111-014-014 from your registered mobile number available in Bank’s record. Furthermore, e-statement facility on corporate accounts can only be registered by submitting a form at relationship branch. Registration Form for Individuals Registration Form for Corporates Click here to download Rules/Terms & Conditions Email Us info@bankalhabib.com BAHL Helpline (021) 111-014-014 Nearest Branch / Window Branch Locator @media (max-width:767px){ .responsivebtn { margin-left: 0 !important; padding: 0.5rem 0.88rem !important; } .m0responsive { margin-bottom: 0 !important; } }

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Historical Profit Rates

2025 Historical Profit Rates May 2025 Historical Profit Rates April 2025 Historical Profit Rates March 2025 Historical Profit Rates February 2025 Historical Profit Rates January 2025 2024 Historical Profit Rates December 2024 Historical Profit Rates November 2024 Historical Profit Rates October 2024 Historical Profit Rates September 2024 Historical Profit Rates August 2024 Historical Profit Rates July 2024 Historical Profit Rates June 2024 Historical Profit Rates May 2024 Historical Profit Rates April 2024 Historical Profit Rates March 2024 Historical Profit Rates Febuary 2024 Historical Profit Rates January 2024 2023 Historical Profit Rates December 2023 Historical Profit Rates November 2023 Historical Profit Rates October 2023 Historical Profit Rates September 2023 Historical Profit Rates August 2023 Historical Profit Rates July 2023 Historical Profit Rates June 2023 Historical Profit Rates May 2023 Historical Profit Rates April 2023 Historical Profit Rates March 2023 Historical Profit Rates February 2023 Historical Profit Rates January 2023 2022 Historical Profit Rates December 2022 Historical Profit Rates November 2022 Historical Profit Rates October 2022 Historical Profit Rates September 2022 Historical Profit Rates August 2022 Historical Profit Rates July 2022 Historical Profit Rates June 2022 Historical Profit Rates May 2022 Historical Profit Rates April 2022 Historical Profit Rates March 2022 Historical Profit Rates February 2022 Historical Profit Rates January 2022 2021 Historical Profit Rates December 2021 .accordion-list .accordion-list-items { display: block; } .downloadFieldWrapper .downloadList.mt-4 { margin-top: 0 !important; }

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Contact Us

(+92 21) 111 - 014 - 014 For Queries/Request: info@bankalhabib.com For Complaints: feedback@bankalhabib.com Find your Nearest Branch Contact Us Drop us a Line You can contact us for complaints, general enquiries and specific questions about product and service offerings. We look forward to hearing from you. *(For communication purpose only) Select an option Inquiry Complaint Feedback/Suggestions Select a complaint type Visa Debit Funds Transfer Utility Bill Payment Captcha is required Submit While sending your feedback or lodging a complaint, please make sure to provide your complete information (Email address/Mobile Number). We will attempt to resolve the issue as soon as possible and update you within 7 to 15 working days. Your feedback is important to us and we thank you for your relationship with Bank AL Habib Limited. Our Zonal Offices Karachi Zonal Office 5TH Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32412986 Fax: (021) 32401171 Sindh and Baluchistan (Zonal Office) 2nd Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32471801 Fax: (021) 32401180 Lahore Zonal Office Awami Complex, 1-4, Usman Block Front, Block No.6 - New Garden Town, Lahore Tel: (042) 35865380-91 Fax: (042) 35831704 Multan Zonal Office 126/C, Old Bahawalpur Road, Multan. Tel: (061) 4580314-6 Fax: (061) 4782309 Faisalabad Zonal Office Ahmad Plaza, Bilal road, Civil Lines Faisalabad. Tel: (041) 2601925-28 , 2601904-08 Fax: (041) 2601912 Gujranwala Zonal Office Opposite Iqbal High School, G.T. Road, Gujranwala Tel: (055) 3821042 Fax: (055) 3821043 North Zonal Office 78TH W, 2ND Floor, Roshan Center, Blue Area, Islamabad. Tel: (051) 2605919-22 Fax: (051) 2605948 KPK Zonal Office Plot No. 784/75, Islamabad Corporate Centro, Opposite CMT and SD, Golra Road, Islamabad. Tel: (051) 5495853-55 Fax: (051) 2605948 Our Head Office and Business Units Islamic Banking Division Office 3rd Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32412421 Fax: (021) 32463142 Agriculture Division Head of Agriculture Division, Lahore Mr. Fiaz Ahmed Malik Land Line: 042-3597 2281-2 Portfolio Manager, Agriculture Division, Lahore Mr. Shahid Bashir Khokhar Land Line: 042-3597 2281- 2 Corporate Division 4th Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32412421 UAN: 111-786-110 Bahrain Branch Customer Complaints Contact Details Customer Complaint Customer Complaint Officer Abdulla Saleh AL Hammadi Monday - Friday (9:00 AM to 5:00 PM) Email : feedback.bahrain@bankalhabib.com Contact Number: (+973) 17 564044 Stay Connected Join our mailing list to get updates in your mailbox @media screen and (max-width: 390px){ .mobile-padding{padding:0px !important;} .p-4.contactUsWrapper { padding-left: 8px !important; padding-right: 8px !important; } .accordion-list-items .card-link + .collapse > div:first-of-type { overflow-x: hidden; } #recaptcha > div:first-of-type iframe { width: auto !important; } } @media screen and (max-width: 767px){ #recaptcha > div:first-of-type iframe { width: auto !important; border-right: 1px solid #ccc; height: 76px; } } label.error{color:#ff0000;margin-top:5px;}

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Refinance and Credit Guarantee Scheme for Women in Undeserved Areas

About Scheme In order to improve access to financing facility, especially for the women entrepreneurs operating in the underserved areas of Pakistan, Bank AL Habib offers a refinance along with credit guarantee scheme for female borrowers. Financing Tenor Financing Tenor 10 Years (6 months grace period) Mark Up Rate 5% Per Anum Limit/Exposure 1.5 Million Maximum Main Features Financing facility is available for women entrepreneurs in the underserved areas. Financing under the scheme is provided for setting up of new business enterprises or for expansion of existing ones. Underserved Areas Districts Excluded From Definition of Underserved Areas 01 Lahore

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Key Features of Financing Products

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Results 1-5 of 32
AL Habib Woman Islamic Account

AL Habib Woman Account is a product especially designed to empower women with financial independence and facilitate them in simplified banking.

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AL Habib Woman Islamic Asaan Account

AL Habib Woman Asaan Account is a product especially designed for women to empower them with financial independence and facilitate them with simplified banking.

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AL Habib Islamic Remit Account

AL Habib Remit Account facilitates in receiving remittances directly into your account from your loved ones abroad through safety and convenience. The account offers various value added features.

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Islamic Digital Account

The Islamic Digital Account provides a plethora of options to accountholders for a seamless, end-to-end banking experience.

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Remit Account

AL Habib Remit Account facilitates in receiving remittances directly into your account from your loved ones abroad through safety and convenience. The account offers various value added features. Compare Accounts

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AL Habib Islamic Signature Account

AL Habib Islamic Signature Account is a current remunerative account designed for those who value personalized service and premium benefits. This account offers unmatched convenience, lifestyle rewards, and an exceptional customer care experience. This account is based on Shariah Compliant mode of Mudarabah. Compare Accounts

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AL Habib Islamic Freelancer Current Account

AL Habib Islamic Freelancer Account is a specialized banking solution tailored for freelancers seeking seamless and efficient management of their work payments and remittances. Opening a Freelancer Account is convenient through digital means or by visiting the nearest branch. Compare Accounts

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AL Habib Woman Islamic Asaan Saving Account

Specifically for those who are looking to save with minimal requirements. Availing financial services is not challenging anymore as this account is an easy and reliable solution for women to grow their savings and enjoy several benefits. Connect with us

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Islamic Asaan Digital Account

The Islamic Asaan Digital Account (IADA) will provide banking opportunity to the underserved local diaspora. The key target audience is Pakistani resident individuals who do not have a bank account. Only CNIC and basic information is required to start banking with and enjoy a host of value-added services.

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AL Habib Islamic Freelancer Digital Account

AL Habib Islamic Freelancer Digital Account aims to provide banking opportunities to individuals who are involved in freelancing activities.

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Results 1-5 of 10
AL Habib Digital Account Gold

Go Global with our AL Habib Digital Account Gold Debit Card which is accepted everywhere and enjoy the following benefits:

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Visa Debit Platinum

Bank AL Habib VISA Platinum Debit Card is your financial power-key. Linked to over 1.7 million ATMs and 24 million merchants globally, Bank AL Habib helps you unlock premium lifestyle facilities globally.

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AL Habib Digital Account Classic

AL Habib Digital Account Classic enables you to access your account from anywhere in the world and make transactions effortlessly.

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PayPak Debit

Exclusively usable in Pakistan, Bank AL Habib PayPak Debit Card gives you the power to quickly access your account from over 12,000 ATMs nationwide.

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Signature Debit Card

Your AL Habib Signature Debit Card offers superior features and unmatched benefits

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Visa Debit Signature

Bank AL Habib has introduced the prestigious Visa Debit Signature Card, designed exclusively for you, our distinguished customer. As a valued Signature cardholder, you can avail higher transaction limits, world-class international Visa services and privileges you truly deserve.

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Visa Debit Silver

Bank AL Habib Visa Silver Debit Card enables you the access to your account from over 1.65 million ATMs and 20 million merchants in 148 countries.

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UnionPay Apna Debit

24/7 access and a nominal fee structure makes Bank AL Habib UnionPay Debit Card your perfect banking companion.

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Visa Debit Gold

Linked to the Global VISA Network, Bank AL Habib VISA Gold Debit Card empowers you to handle purchases and withdraw cash while travelling abroad.

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UnionPay Debit

24/7 access and a nominal fee structure makes Bank AL Habib UnionPay Debit Card your perfect banking companion.

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Results 1-5 of 92
Launch of Bank AL Habib NetBanking Facility

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Milestone for Bank AL Habib - Inauguration of 750th Branch

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Bank AL Habib Zamanat TV Commercial 2017

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"Buy 2 Zingers & Get Too Much Free Offer" for Bank AL Habib UnionPay Debit Cardmembers at KFC

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Activation of Bank AL Habib EMV Pin & Chip Debit Cards.

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Payment of Prize Money & Face Value of National Prize Bonds through Bank AL Habib

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Introducing our new digital banking application, AL Habib Mobile!

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Bank AL Habib Receives the 2017 Elite Quality Recognition Awards from JPMorgan Chase Bank

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Bank Al-Habib Apni Car TVC

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Pakistan Defense Day Tribute by Bank AL Habib

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