Agriculture Finance Products

AL Habib Kissan Farm Murabaha

This scheme offers finance for crops input requirements such as seeds, fertilizers, pesticides, diesel, gunny bags, etc. It is a Murabaha facility with tenor matching the lifecycle of the crop.

AL Habib Kissan Farm Musawama

This product is designed to finance working capital requirements for sowing of crops and for processing units, Godowns, Silos, Cold Storages, Agri. Produce Processing (Polishing, Grading & Packaging) of Minor Crops/ Fruits/ Vegetables/ Horticulture, etc. against pledged inventory with maturity of 180 days maximum.

AL Habib Kissan Farm Diminishing Musharakah

This product is enabled to meet fund based requirement for purchase of commercial vehicles, tractors and agriculture implements/machinery (as per SBP list of eligible items) to be used exclusively for agriculture purposes, and for establishment of farm structures including Tunnel Farms, Solar Panels, Building & Machinery of Seed Processing Units, Silos, Go downs, Cold Storages, etc.

AL Habib Non-Farm Murabaha

This scheme is able to meet the financial requirements for purchase of inputs and goods for animal fattening, dairy production, poultry and fisheries (marine & inland farming), Aquaculture Units, Fish Seed, Feed, Fertilizer/Manure, for Feed Mills, Vanda/ Concentrate/ Silage/ Fodder Processing Concerns & Veterinary Med. Services. Etc.

AL Habib Non-Farm Diminishing Musharakah

This product is developed to meet fund based requirement for establishment of dairy farms, poultry farms and fisheries, for business units engaged in aggregating and processing of agri produce (poultry/dairy/fisheries/meat) and its storage, packaging, marketing, etc. feed/fodder units & veterinary medical services, for transportation & storage activities including purchase of transportation vehicles/commercial vehicles/refrigerator mounted vehicles/nets/boats, etc. for fisheries.