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Banking Experience Personalized for You
An Account Tailored to Your Banking Needs
AL Habib Islamic Signature Account is a current remunerative account designed for those who value personalized service and premium benefits. This account offers unmatched convenience, lifestyle rewards, and an exceptional customer care experience. This account is based on Shariah Compliant mode of Mudarabah.
Signature Banking Services
- Priority service at all Bank AL Habib branches nationwide
Exclusive Financial Benefits
- Discounted Auto Financing
- Mutual Funds & Equity Market Offerings
- Waivers in Processing Charges for Home Financing
Global Access & Convenience
- Seamless access to funds around the clock via AL Habib Mobile & Netbanking
- Free international fund transfers through AL Habib Remit services
Lifestyle Rewards
- Discounts and privileges at premium dining, shopping, and travel partners
- Complimentary access to selective airport lounges locally and globally
Your Account Comes with Premium Card Benefits
Enjoy a free Signature Debit Card as part of your account privileges. (Subject to maintaining average balance)
Learn More
AL Habib Signature Account offers a range of exclusive benefits and tailored services. As a Signature Account Holder, you can avail a host of benefits including:
- Free Life Takaful
- Discounted Auto Financing
- Waiver in Processing Fee for Home Financing
- Waiver in Processing Fee for SME Financing
- Free AL Habib Signature Debit Card
- Free Unlimited Cheque Books
- Free Issuance of Banker’s Cheque
- Free SMS Alerts
- Free Online Transactions (Countrywide)
- Free IBFT
- Free Stop Payment of Cheques
- Free Cheque Return Charges
- Free Duplicate Banker’s Cheque
- Free Cancellation of Banker’s Cheque
- Free Intercity Clearing
- Free Account Maintenance Certificate
- Free Balance Confirmation Certificate
- Free Issuance of Statement of Account
- Free Same Day Clearing
- Free Standing Instructions
Note: Taxes and Zakat will be applied as per prevailing laws and regulations.
AL Habib Signature Debit Card fee of PKR 1,500 per month will be waived for account maintaining a monthly average balance of PKR 3 Million.
**Terms & Conditions Apply
Free Life and Disability Takaful Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged absolutely Free Takaful Coverage for our AL Habib Islamic Signature accountholders.
- Coverage begins 30 days after account opening
- Maximum Claim on Accidental Death - PKR 6 million
- Maximum Claim on Natural Death / Permanent Disability - PKR 3 million
- In a Joint Account, any one of the account holders is covered
- Age Limit - 18 to 60 Years
In case of Natural Death and Permanent Disability, the Takaful coverage is provided to the extent of average balance of PKR 3 million maintained in the account during the last 90 days, whereas in case of Accidental Death the coverage provided is double i.e. PKR 6 million.
AL Habib Signature Current Account is tailored for those maintaining a minimum monthly average balance of PKR 3 Million.
- Documentation For Resident Account
For individual accounts
- Original CNIC / SNIC /POC/NICOP along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC/ SNIC /POC/NICOP along with a verified copy
- Proprietary rubber stamp for signature specimen
- Copy of NTN (Attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (Wherever Applicable.)
- Request for Opening of Account on letterhead
- Documentation For Non-Resident Account
For individual accounts
- Valid CNIC/SNIC/NICOP/POC
- Valid Passport and Visa
- Proof of Income
Note: All documents including AOF should be attested by Foreign Mission/ Consulate
- What is AL Habib Islamic Signature Account?
AL Habib Islamic Signature Account is an individual account designed for high-net-worth customers seeking exclusive financial benefits and personalized services.
- Who is eligible to open an AL Habib Islamic Signature Account?
The account is for high-net-worth individuals with substantial investable amounts who value tailored financial solutions.
- What Shariah-Compliant mode is the account offered under?
The account is based on Shariah Compliant mode of Mudarabah and is a current remunerative account
- What is the Monthly Average Balance requirement for AL Habib Islamic Signature Account?
Monthly Average Balance of PKR 3 Million is required in Islamic Signature Account to avail the waiver and account’s exclusive features.
- Is there an initial deposit requirement to open an AL Habib Islamic Signature Account?
Yes, an initial deposit of PKR 3,000,000 is required to open the account.
- Is there any fee if the balance requirement is not met?
Yes, Signature Debit Card fee of PKR 1,500/month will be recovered.
- What discounts or alliances are available with this account?
Special discounts and offers are available on Visa Signature Debit Card.
- Can a customer open multiple AL Habib Islamic Signature Accounts?
Subject to approval and compliance.
- Are minors eligible to open AL Habib Islamic Signature Accounts?
No, minors are not eligible to open this account.
- How can I apply for an AL Habib Islamic Signature Account?
Visit your nearest BAHL branch to apply.
- What documents are required for opening the AL Habib Islamic Signature Account?
Required documents include:
For Residents:
- Copy of valid CNIC / SNIC / NICOP , Proof of Income document, FATCA/CRS forms, Self-declaration for housewife/students
For Non-Residents:
- Valid Passport and Visa, FATCA/CRS forms, Proof of Income document, Non/Resident undertaking (jointly signed)
- What is the account opening turnaround time (TAT)?
The account opening process takes up to three working days, subject to document completion.
- In which currency is the AL Habib Islamic Signature Account offered?
The account is offered in PKR only.
- Are taxes and Zakat applicable to the AL Habib Islamic Signature Account?
Yes, Zakat and taxes are applicable as per prevailing laws and regulations.
- Is Internet and Mobile Banking available with this account?
Yes, both Internet and Mobile Banking are available.
- How can I register for Internet and Mobile Banking?
Visit the BAHL official website (www.bankalhabib.com) to self-register for Internet Banking.
- What are the terms of the Free Life Takaful coverage
Key features of the takaful policy:
- Coverage begins 30 days after account opening.
- Claims are payable after maintaining a 90-day average balance.
- Maximum claim for Accidental Death: PKR 4 Million.
- Maximum claim for Natural Death / Permanent Disability: PKR 2 Million.
- In a joint account, only one account holder is covered.
- Age limit: 18 to 60 years.
Open AL Habib Islamic Signature Account
For Account Opening, you may visit the nearest Bank AL Habib Islamic Branch or download and submit duly completed Account Opening Form available online with all supporting documents at any Bank AL Habib Branch.
Fees & Charges will be levied according to the bank's prevailing Islamic schedule of charges. Taxes and Zakat Taxes will be applicable as per government regulations and directives of the State Bank of Pakistan.
Let's Begin Your Islamic Signature Journey
Experience banking like never before with the AL Habib Islamic Signature Account. Take the first step toward financial excellence today
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