Bank AL Habib along with the Government of Pakistan and with the support of the State Bank of Pakistan offers an affordable and flexible Housing Finance Scheme. With the help of this scheme, you can turn your dream of owning a home into a reality and secure your future.
Avail this facility through our Islamic Banking branches.
All men / women holding valid CNIC (including NRP).
First time home owner, one unit per household.
One individual can have subsidized house Financing facility under this scheme only once.
Minimum working experience for other than salaried and Self Employed Professionals is 3 years.
First purchase of newly constructed housing unit i.e. first transfer of title documents. (Not more than 1 year old from the date of application as established by completion certificate. In such areas where completion certificate is not available, valuation certificate issued by external valuers may be considered)
Salaried Individuals – Rs. 25,000 up to Rs. 100,000/- per month net disposable income
Non Salaried Individuals – Rs. 25,000 up to Rs. 140,000/- per month net disposable income
Age (Applicant & Co-applicant)
No minimum age criteria, 60 years *at maturity
Up to 10 years with flexibility to go up to 20 years