Bank AL Habib along with the Government of Pakistan and with the support of the State Bank of Pakistan offers an affordable and flexible Housing Finance Scheme. With the help of this scheme, you can turn your dream of owning a home into a reality and secure your future.
Avail this facility through our Islamic Banking branches.
Minimum 25,000/- for applicant and 20,000/- for co-applicant(s). Where the co-applicant is for property ownership only, minimum income and related documents would not be required.
Available for up to 20 years
No restrictions and no charges on early repayment
All men / women holding valid CNIC (including NRP).
First time home owner, one unit per household.
One individual can have subsidized house Financing facility under this scheme only once.
Minimum working experience for other than salaried and Self Employed Professionals is 3 years.
First purchase of newly constructed housing unit i.e. first transfer of title documents. (Not more than 1 year old from the date of application as established by completion certificate. In such areas where completion certificate is not available, valuation certificate issued by external valuers may be considered)
Minimum 25,000/- for applicant and 20,000/- for co-applicant(s).
Where the co-applicant is for property ownership only, minimum income and related documents would not be required income
Age (Applicant & Co-applicant)
Newly constructed housing units during last one year from the date of application. However, this requirement will not be applicable till March 31, 2023 for Tier 2 and Tier 3